Selling Insurance in different timezones as a side hustle?

[fed up]

@WinoBlues no man I mean it. Thank you. You don't seem miserable and douchy at all

Just wondering how someone who first showed up in April saying he had no experience and has been asking for help with each new post, got so knowledgeable in less than 2 months that he can call advice douchey?

 

[Questionguy87]

Not sure of how many of you read my initial post but as I was in a situation where I needed to get out of my parent's house, I took a day job (since my apartment asked me for a letter from an employer to verify my monthly earnings). I am not 20 years old, I am 32 and recently moved back to the US after being abroad for a while as a teacher. So, getting out was a little more important than it might be if I was younger and had the ability to just rent a closet while buying leads and getting started. Now, spending a few thousand leads to get started in that situation while also paying for the apartment was a little hard so I took a day job so that I could get into my own space and then start investing in leads and getting started and hoping to slowly transition into selling full time while having the income to sustain myself. I hope that makes more sense.

It would be great if forums like this could be a place to get genuine insight and help rather than being a place for jaded old guys to let out their frustration from behind a keyboard and be condescending.

 

[Questionguy87]

Just wondering how someone who first showed up in April saying he had no experience and has been asking for help with each new post, got so knowledgeable in less than 2 months that he can call advice douchey?

what advice are you even talking about? The guy just popped his head out to be condescending and basically say nothing at all

 

[fed up]

It would be great if forums like this could be a place to get genuine insight and help rather than being a place for jaded old guys to let out their frustration from behind a keyboard and be condescending.

There has been advice given, or suggested, and you don't seem to be able to comprehend how this career works. Errors and Omissions occur when someone doesn't know what they are talking about to a customer or intentionally leaves out information in order to secure a sale. It takes more than 2 months to gather enough information about whichever line of insurance you decide to follow (and in 2 months you have bounced between P&C, Healthcare, Life, and Medicare). You need to find someone who can hire you and explain the basics and cover you with their E&O and you learn and make inevitable mistakes. Someone who can fix situations before they become problems, someone with a whole lot more knowledge than you. You will tell someone in management, "Oh, I thought that meant such and such" or "I didn't know that mattered" whether it is attempting to clean sheet a client so you make a sale, forge a signature, or tell someone they are covered for a drug or situation and they are not.
Different states have different guidelines and selling a policy in an East Coast state may be a good money maker but the coverage may not extend on their roadtrip through another state. Starting to call the East Coast from Arizona at 7:00 AM Arizona time is calling an empty home at 10:00 AM EST. Calling after 5 is calling in a short window of not breaking laws based on TCPA. Find a place local where you can work during your off hours and where you have direct guidance and get your feet wet

 

[Questionguy87]

Dude!

I am chill.

However, this is not a Hustle side or otherwise to most of us.

While I'll admit I do not do a full time effort at this any longer. However, I do have about $3-4,000 on deck I will write tomorrow or the next day. All call in /text /email in. Asking me to please quote them.

I have been in Ts, shorts and flip flops for 3 months. Just feeling the work mojo now.

Here is some advice. You did come here asking, right?

Understand that while some of us may have started part time and maybe living in our parents garage and eating Ramin. This is not a side Hustle for us. It is our professional life. If you want help from people doing this as a side Hustle go to the Facebook groups. If you are looking for advice from people that are paying their mortgages and hanging by the pool or writing business from a hotel patio. Ask.

Send me your PayPal info and I will send you $20. For wasting your time.

Thanks for the more chill response this time. As I mentioned in another response, I got my license while planning to go full time but things got a little hectic and wasnt able to drop thousands on leads at the same time as buying a car and getting into an apt. (I just relocated after being abroad). So, the day job allowed me to get on my feet and this is still a mission of mine. So maybe "side hustle" was the wrong way of saying it but I meant to say, can I start part-time to make a transition while perhaps doing it early in the morning or something like that?

 

[fed up]

what advice are you even talking about? The guy just popped his head out to be condescending and basically say nothing at all

You have been given advice since April. The answer to your question is NO, you will not be successful calling East Coast during your off time because you don't know what the heck you are talking about.

 

[LostDollar]

It would be great if forums like this could be a place to get genuine insight and help rather than being a place for jaded old guys to let out their frustration from behind a keyboard and be condescending.

member somarco is an eastern US agent and forum member who sells Medigap by phone full time. There are a lot of his posts that have nothing to do with selling insurance. There are also a lot that do. I think taking a week or two to hunt through his old posts for 2-3 years would be useful to someone serious about selling Medigap by phone.

member travis price is a newer north central US forum member who sells both Medigap and Medicare Advantage part time. Some of his posts may also be helpful to you.

Both of them are heavily reliant on on-line lead generation. This may be a more specialized area which you are not prepared to engage in at this time, but I think they would still have comments that would be helpful to new Medigap agents.

As you read in older threads, you will probably see posts from others who you are interested in finding more information from.

 

[Questionguy87]

member somarco is an eastern US agent and forum member who sells Medigap by phone full time. There are a lot of his posts that have nothing to do with selling insurance. There are also a lot that do. I think taking a week or two to hunt through his old posts for 2-3 years would be useful to someone serious about selling Medigap by phone.

member travis price is a newer north central US forum member who sells both Medigap and Medicare Advantage part time. Some of his posts may also be helpful to you.

Both of them are heavily reliant on on-line lead generation. This may be a more specialized area which you are not prepared to engage in at this time, but I think they would still have comments that would be helpful to new Medigap agents.

As you read in older threads, you will probably see posts from others who you are interested in finding more information from.

Thank you very much for the info. I will be sure to look into their posts.

 

[tikibarrister]

I think everyone over-focused on the modern slang "side hustle". It doesn't mean "cheat someone". 20 years ago, the poster would have said "moonlighting" and no one would have grumbled. It's just changing language.

@Questionguy87 you could also search YouTube and you'll find videos about selling insurance part-time. Whether Medigap, etc. is the best product to sell in this manner is a different question.

 

[Questionguy87]

There has been advice given, or suggested, and you don't seem to be able to comprehend how this career works. Errors and Omissions occur when someone doesn't know what they are talking about to a customer or intentionally leaves out information in order to secure a sale. It takes more than 2 months to gather enough information about whichever line of insurance you decide to follow (and in 2 months you have bounced between P&C, Healthcare, Life, and Medicare). You need to find someone who can hire you and explain the basics and cover you with their E&O and you learn and make inevitable mistakes. Someone who can fix situations before they become problems, someone with a whole lot more knowledge than you. You will tell someone in management, "Oh, I thought that meant such and such" or "I didn't know that mattered" whether it is attempting to clean sheet a client so you make a sale, forge a signature, or tell someone they are covered for a drug or situation and they are not.
Different states have different guidelines and selling a policy in an East Coast state may be a good money maker but the coverage may not extend on their roadtrip through another state. Starting to call the East Coast from Arizona at 7:00 AM Arizona time is calling an empty home at 10:00 AM EST. Calling after 5 is calling in a short window of not breaking laws based on TCPA. Find a place local where you can work during your off hours and where you have direct guidance and get your feet wet

Cool bud. And in his initial response do you see any of that articulated? "You lost me at side hustle" barely conveys what you just said in your long message. Yeah?

I agree I have asked a variety of questions but this is a new question altogether isn't it? Is this a bad place for asking such a question?