Senior Life Insurance

usakr

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How do their premiums compare to other carriers? Are they really that expensive? They can"t be that bad can they?
 
How do their premiums compare to other carriers? Are they really that expensive? They can"t be that bad can they?

Their super preferred rates are right in line, with RNA, Foresters etc. Their preferred are in the realm of an AmAm. Their standard rates are 10 to 15% higher than most.
 
Dear Jimmy
You are 100 percent correct on Sr Life's plans. Check out Sr Life's new Ultimate plan with rates even lower than their super preff. The home office tells me this plan will be released soon.
 
Their best rates are for plans that almost no one qualifies for. They are about 20% higher than the good comapnies on plans that do get issued.
 
Here is a commission thought from Senior Life:

A friend of mine is signing up with SLI. Their standard WL commission and preferred WL are at 75%, with a 3.5 renewal 2-5. The super duper Super Preferred - Whole Life pays a whopping 60% with NO renewals.
 
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Their best rates are for plans that almost no one qualifies for. They are about 20% higher than the good comapnies on plans that do get issued.

How can you make such an erroneous statement when you've never even seen the app with the health questions? You lose a little bit of credibility when you do this.
 
RichMck
That commission sounds like their free lead program contract not their broker contract.
JD
Their super preff will take insulin dependent diabetes just for an example.
 
Here is a commission thought from Senior Life:

A friend of mine is signing up with SLI. Their standard WL commission and preferred WL are at 75%, with a 3.5 renewal 2-5. The super duper Super Preferred - Whole Life pays a whopping 60% with NO renewals.


If your friend is getting 75% to start, and your friend is satiasfied with this rate, then your friend may be pretty new at FE and will need a lot of hand holding.

Agents with proven experience and production records will start higher.
 
How can you make such an erroneous statement when you've never even seen the app with the health questions? You lose a little bit of credibility when you do this.


I do know what I'm talking about and I have lost no creditability.

Why don't yopu just prove me wrong if you can?

Post the application here. Post the rates here and everyone can see who has creditability on this issue.
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RichMck
That commission sounds like their free lead program contract not their broker contract.
JD
Their super preff will take insulin dependent diabetes just for an example.

Who won't take insulin dependent diabetics. I write insulin diabetics all the time with RNA, Foresters, Americo, etc at their best rates.
 
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