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Just rec'd my apps today. One addition to the app that jumped out at me is that the new app asks for Beneficiary SS#.. Hope that is not going to be mandatory that the SS# be supplied... In most cases that would require the beneficiary be called to get their number..
Oxford and Equitable ask the SS#. It's a PITA. Not sure if Oxford will make you list it, I just always have. I had one issued recently with Equitable without it.