Am I understanding the deductible of a Hi-F correctly?
The max OOP for part B in a year would be $162 (same as plans all plans except C & F). $2000-$162=$1838 still to go and must be used on part A. Part A deductible is $1132 for one benefit pd. $1838-$1132=$706 still to go. So, I would have to have a hospitalization in another benefit pd to use that up.
In summary, if I stay out of the hospital I'm OOP max of $162. If I go to the hospital I would have to go twice to spend up to the deductible.
Is this right?
The max OOP for part B in a year would be $162 (same as plans all plans except C & F). $2000-$162=$1838 still to go and must be used on part A. Part A deductible is $1132 for one benefit pd. $1838-$1132=$706 still to go. So, I would have to have a hospitalization in another benefit pd to use that up.
In summary, if I stay out of the hospital I'm OOP max of $162. If I go to the hospital I would have to go twice to spend up to the deductible.
Is this right?