Sr. Life 72,F,NT Has $10k @ ~$65/month on a New Policy?

[Newby]

Yes. That rate looks like their regular rate. It's easy to beat.

 

[theinsuranceman]

Can anyone confirm this is possible?

Got a lady in perfect health, no smoking, assuming weight's under control.

Says Senior Life gave her a $10k policy for $65 and change, issued a month ago.

Would have tried getting more information over the phone, but her grandson was phoning in from prison. With this market, sometimes you just can't tell if you're getting blown off or if this is the truth. LOL.

This lady told you wrong. She can get $10K with $20k accidental death rider for $57.81. Beats RNA's rates too.

My question is which carriers, if any, can beat this premium? If this lady has insulin dependent diabetes she can still get this rate! I may be wrong, but I don't think any other carrier out there can touch this. If I'm wrong someone please speak up....JD?, Newby?, Jacob?, Matt?, Rouse?.....Anyone?

 

[Mattschmidt]

This lady told you wrong. She can get $10K with $20k accidental death rider for $57.81. Beats RNA's rates too.

My question is which carriers, if any, can beat this premium? If this lady has insulin dependent diabetes she can still get this rate! I may be wrong, but I don't think any other carrier out there can touch this. If I'm wrong someone please speak up....JD?, Newby?, Jacob?, Matt?, Rouse?.....Anyone?

Greg, we have been over this...Senior life does not give Preferred Best rates for Insulin users...

 

[FEX Quotes]

Would anyone care to shoot me Senior Life rates so we can get them into the FEX quote engine?

 

[jdeasy]

Would anyone care to shoot me Senior Life rates so we can get them into the FEX quote engine?

Haha!! Good luck with that!!
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This lady told you wrong. She can get $10K with $20k accidental death rider for $57.81. Beats RNA's rates too.

My question is which carriers, if any, can beat this premium? If this lady has insulin dependent diabetes she can still get this rate! I may be wrong, but I don't think any other carrier out there can touch this. If I'm wrong someone please speak up....JD?, Newby?, Jacob?, Matt?, Rouse?.....Anyone?

I'm sure there are many that will beat it. RNA and Foresters alone beat it just on the member benefits and the fact that she would actully get their rates. You are just using a smokescreen as is your normal MO.

 

[FEX Quotes]

Haha!! Good luck with that!!

Maybe a deep discount could do the trick?

 

[theinsuranceman]

Greg, we have been over this...Senior life does not give Preferred Best rates for Insulin users...

You put up $100 and I'll put up $1000 and let's see if you are correct or if I'm correct. After all $$$ talks and BS walks.

 

[WinoBlues]

Would anyone care to shoot me Senior Life rates so we can get them into the FEX quote engine?

There you go. Put up or shut up.

If I were recruiting for them I would do it. All the agents that only sell the lowest rates would be lining up for contracts. Win Win

 

[Newby]

This lady told you wrong. She can get $10K with $20k accidental death rider for $57.81. Beats RNA's rates too.

My question is which carriers, if any, can beat this premium? If this lady has insulin dependent diabetes she can still get this rate! I may be wrong, but I don't think any other carrier out there can touch this. If I'm wrong someone please speak up....JD?, Newby?, Jacob?, Matt?, Rouse?.....Anyone?

LaFayette is $56.47 with an A rating with AM Best

Oxford is $56.58 with a B++ rating

Forethought at $59.60 not only gets get an A rated company AND accidental but also adds grandchild protection AND 24-hour death settlement.

And none of those companies lower commissions at those rates. Does yours pay full commissions AND full renewals if the agent sells super prefered?

 

[FinalEinWA]

Can anyone confirm this is possible?

Got a lady in perfect health, no smoking, assuming weight's under control.

Says Senior Life gave her a $10k policy for $65 and change, issued a month ago.

Would have tried getting more information over the phone, but her grandson was phoning in from prison. With this market, sometimes you just can't tell if you're getting blown off or if this is the truth. LOL.

Senior Life Super Preferred Category for Female age 72 NS is $57.81, and Preferred is: about $85 a month...Americo premium would be $59 a month....so, I don't know where your customer got '65. What is your company premium for this lady? Thank-you.