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Im not exactly sure what you're asking so Ill try my best to answer.
The agent of record would be the agent who wrote the piece of business I suppose. All our agents get paid directly from the carrier, and whoever writes the piece of business gets paid accordingly. I think thats what you're asking.
As for the book of business question, I'm not exactly sure how to answer. Agents are at liberty to contact their customers and service or upsell them, however very few due since we do most of the servicing, but I wish more did. Replacing them with another carrier is against our company guidelines, even in the case an agent leaves our platform, agents are instructed to not call or contact their customers for any solicitation of any sale once they have left our platform.
Did I answer that correctly?
My question was if I am one of your agents and I write Mr and Mrs Jones and I leave six months later are they my clients to service and write as I see fit? Or do you own them? Renewals are just one small way my BoB pays me.
Thank you for answering.
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What he's asking, I think you know. If one of your agents leaves to go independent, does the business they wrote, stay with you. Do they get any "renewables" on the business they wrote. Are they vested?
Just a simple answer...yes or no. I'll answer for you. Yes...No...No.
OK, That. I need to start reading ahead.
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Im not exactly sure what you're asking so Ill try my best to answer.
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Did I answer that correctly?
BTW, thank you for answering. Many would have just ignored the question they did not want to answer or attack. Your deal is not for someone like me, but I appreciate the answer.