The Amber Scherloz Thread

[Amber Scherloz]

Re: What is the Best Option?

amber,

i don't care that you live in another country. i'm just curious what your language is. the translator you're using is good but it has a lot of holes in it.

I wonder how the translator is going to translate "has a lot of holes in it."

I'm sorry if you find my English below average or something. That is the best that I can give except maybe if I do commit typing errors. Thanks for the observation.
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There are really those policy holders that are having 5 year term then in some unavoidable circumstances that they are not anymore capable of continuing to pay the full term.

 

[Mark]

Re: What is the Best Option?

I have never sold a 5 year term plan.

Does any of you old timers remember 1 year term???

 

[Death Cab For Tootie]

Re: What is the Best Option?

I'm sorry if you find my English below average or something. That is the best that I can give except maybe if I do commit typing errors. Thanks for the observation.
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There are really those policy holders that are having 5 year term then in some unavoidable circumstances that they are not anymore capable of continuing to pay the full term.

First off, Amber, forget about GFN. She's proven time and time again to have the IQ of a salad bar and the English skills of a feces-throwing monkey. I understood your original post with no problems.

Second, understand you cannot help everyone. You do what is best with what you have at your disposal. At the end of the day, these particular clients you're working with need to make a choice. Either they take care of business or they don't. They'll decide to sacrifice in other areas to pay for the life insurance or they'll continue to live high on the hog and piss their money away in other ways. Frankly, if your pipeline is full enough, lapses on 5-year term policies should not bother you in the least. At that point, dollar signs don't matter. You'll have a clear mind about only working with responsible people, not careless ones.

Hope this helps.
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I have never sold a 5 year term plan.

Does any of you old timers remember 1 year term???

I'm not exactly an 'old-timer' but isn't 1-year term annual renewable term? If so, I sell a lot of it and own a lot of it too.

 

[Marpol]

Re: What is the Best Option?

I have never sold a 5 year term plan.

Does any of you old timers remember 1 year term???

Annual Renuable Term is till around just no one buys it. It is mostly used for calculating the cost of insurance for Split Dollar plans and such instead of using the 01' tables.

 

[Amber Scherloz]

Re: What is the Best Option?

First off, Amber, forget about GFN. She's proven time and time again to have the IQ of a salad bar and the English skills of a feces-throwing monkey. I understood your original post with no problems.

Second, understand you cannot help everyone. You do what is best with what you have at your disposal. At the end of the day, these particular clients you're working with need to make a choice. Either they take care of business or they don't. They'll decide to sacrifice in other areas to pay for the life insurance or they'll continue to live high on the hog and piss their money away in other ways. Frankly, if your pipeline is full enough, lapses on 5-year term policies should not bother you in the least. At that point, dollar signs don't matter. You'll have a clear mind about only working with responsible people, not careless ones.

Hope this helps.
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I'm not exactly an 'old-timer' but isn't 1-year term annual renewable term? If so, I sell a lot of it and own a lot of it too.

Thanks so much. I guess every client has to take their responsibility for the kind of policy they decided to buy.

 

[Amber Scherloz]

Magic Jack

Anyone here tried using Magic Jack in calling? I've heard some positive and negative feedback on it. Can we really save from using it?

 

[djs]

Re: Magic Jack

Don't recommend it for business. Search the forum, been commented on a few times.

 

[Full Throttle]

Re: Magic Jack

I second that, mine has been in a desk drawer since week two of receiving. Poor quality, sticking with the land line.

 

[Clint]

Re: Magic Jack

skype works well for me!

 

[Mark]

Re: Magic Jack

skype works well for me!

How much does that cost?