- 14,808
Re-read NAIC's statement that in any given year only 1 out of 250 people will get cancer. Long odds.
UCT Dental, Vision & Hearing Plan
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- 1,930
I think they might be guilty of being misleading too. Are they including ALL people, babies, teens and young adults? What is the percentage of adults age 55 to 65? or whatever your target market might be. That would be the stat to use. Then an individual should add in their family history to decide.
- 14,808
Well, if you look at the totally absurd "1 out of 3" language on that brochure and you need to do is break out some common sense. Think of everyone you know in your life then ask yourself if 1 out of every 3 has cancer.
- 2,455
"41% of Americans will get cancer" 
41 percent of Americans will get cancer - UPI.com
Incidence & Mortality
SEER Incidence
From 2004-2008, the median age at diagnosis for cancer of all sites was 66 years of age3. Approximately 1.1% were diagnosed under age 20; 2.7% between 20 and 34; 5.6% between 35 and 44; 14.1% between 45 and 54; 22.7% between 55 and 64; 24.7% between 65 and 74; 21.4% between 75 and 84; and 7.8% 85+ years of age.
Cancer of All Sites - SEER Stat Fact Sheets
41 percent of Americans will get cancer - UPI.com
Incidence & Mortality
SEER Incidence
From 2004-2008, the median age at diagnosis for cancer of all sites was 66 years of age3. Approximately 1.1% were diagnosed under age 20; 2.7% between 20 and 34; 5.6% between 35 and 44; 14.1% between 45 and 54; 22.7% between 55 and 64; 24.7% between 65 and 74; 21.4% between 75 and 84; and 7.8% 85+ years of age.
Cancer of All Sites - SEER Stat Fact Sheets
- 14,808
Very interesting stats. So at what age do most cancer plans end?
- 1,930
First you can only justify that stat after the end of their life. You don't know if a 20 year old is going to get cancer or not. They are saying in their life time. No, not when you include all people. Percent with babies, teens and young adults is next to zero but who is selling cancer polices to them? So who cares what the percent is with them. Just looking at my in laws and parents. 3 of the 4 had cancer. 2 of the 3 in their 60's. The third one was either 69 or 70, not sure.
- 14,808
And there you have it. We're only selling individual health to the under 65 crowd in the first place.
- 1,930
And someone age 55 to 64 has about a 1 in 4 chance. Not as long of odds as you said before. Add you family history and decide.
1 in 4 still seems like an awfully high percentage of those age 55 to 64 that are diagnosed with CA.
- 3,351
Regardless of stats, the more I think about this there is a HUGE market for good cancer plans. And I'm not being sarcastic. Cancer sucks, the costs in time away from work are HUGE. Stats are not good. People get cancer all the time. I know of dozens of people in my immediate professional and personal circles. Fact.
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