UHC 2025 First Looks....

[axeman462]

Ok you admitted it . Things will change as I've been saying . And I have been through change . Last yr Humana raised Specialist copays , reduced dental and took otc away on many plans . I moved none . The problem this yr is everyone of my clients went to the pharmacy and never paid more than $47 per medicine the first 3-5 months in 2024. . Now this $300-$595 hits month 1 and many plans have 25% copays . Moops or per day hospital didn't change much . It's getting busted with $590 in Jan which is a problem

Still trying to be doom and gloom, even after being proved wrong...

 

[axeman462]

Yup. Uhc got better here too or stayed the same in most places. It's weird to see uhc with a part B giveback plan. Only $8 on their hmo-pos and $12 on their CSNP. But they have never had one here before.

The sky is falling!

Have you seen what the UHC PDP premiums will be like here?
The rollout for my local market won't be until the end of the month

 

[Chazm]

Have you seen what the UHC PDP premiums will be like here?
The rollout for my local market won't be until the end of the month

Nope. I only have a handful on uhc pdp.

 

[DonP]

Still trying to be room and gloom, even after being proved wrong...

I was not proved wrong. They did away with probably $2 k of dental to not change the base plan . That's a big change

 

[axeman462]

I was not proved wrong. They did away with probably $2 k of dental to not change the base plan . That's a big change

that is not a big change. nobody is going to leave a plan over losing some dental coverage.

Plus you were basically saying it was the end of MAPD literally only weeks ago, and so far the plans are about the same as last year.

Be a man, and take the L.

 

[rmhaire]

that is not a big change. nobody is going to leave a plan over losing some dental coverage.

Plus you were basically saying it was the end of MAPD literally only weeks ago, and so far the plans are about the same as last year.

Be a man, and take the L.

Walked outside this morning and walked straight into some gooey, sticky crap. Had to come back in and take another shower.

The damn sky had fallen.

 

[straightnochaser]

I just looked the plan you're speaking of UHC FL -007 hmo pos . You forgot to mention it's GOT NO DENTAL outside covered bs cleanings . They took the dental away to not rip the other benefits . You got a good csnp . Perfect example of what United's done nationwide to anyone who writes duals. 60-70% of the country with full Medicaid is qmb . United nationwide has come out with dsnp plans paying $75-$100 more a month for dsnp's that are fdbe,qmb plus and slmb plus .

There are a bunch of UHC plans in FL with dental.

 

[Midlevel]

Cheapest BCBS PDP plan in the upper Midwest is going to $51.00 with a $590.00 deductible on all tiers. Client is out $1202.00 before they get help with their lisinopril. They made their MAPD plans way better then 2024 and have $0.00 premium and also no deductible on prescriptions along with $0.00 copay on tier 1 and 2 through Amazon mail order.

They are projecting many of their Med Sup and PDP clients will switch to their MAPD's.

 

[hockeyday]

Cheapest BCBS PDP plan in the upper Midwest is going to $51.00 with a $590.00 deductible on all tiers. Client is out $1202.00 before they get help with their lisinopril. They made their MAPD plans way better then 2024 and have $0.00 premium and also no deductible on prescriptions along with $0.00 copay on tier 1 and 2 through Amazon mail order.

They are projecting many of their Med Sup and PDP clients will switch to their MAPD's.

Or dump drug coverage

 

[Midlevel]

Or dump drug coverage

I'm sure there will be some of that going on also.