Underwriting Tool- Free to try out

[Todd King]

No Todd you're wrong. Even if an agent had to be captive to get those perks so what? It's far superior to anything you or your carriers can offer agents. But agents can get quite a few perks and not be required to be captive.

Contact me and let's get Sr Life added as another one of your carriers. Our super-preferred might be the best rate you could offer someone who qualifies such as. the example below:

COMPARE US TO OTHERS!

Monthly premium comparison is based on $10k face-value for a 65 year old female non-smoker.

_She takes insulin (started when she was 5 years old)

_She takes Lisinopril for HBP

_She takes Simvastatin for cholesterol

_She takes Trazadone for depression

_She takes Furosemide for fluid in her ankles and feet.


Ultimate Preferred---$34.31

Super-Preferred---$38.12



Can You Beat This Rate?

If you need a PRICE BUSTER this is it!

To get contracted (takes only 24 hours to get your agent #) call Greg @ 252-292-3350 anytime

from 9am est – 8pm est Mon thru Sat!

If you don't have a carrier that can offer a better rate than above then you should get contracted with me. After all you're always saying to do the right thing and get your client the cheapest premium.

Who is in your bag that can beat the rate for this example? There's probably a few but not many. Do you have any that can beat this rate for this lady above? If not call me.

Okay, so let's make a deal. I'll pick up SL and even do it through you, but you're going to pick up some companies through us that you can pivot to when they have to go with something other than Ultimate Preferred and Super Preferred. I also promise that your commissions with most of my companies will be higher than what you can normally offer.

Deal?

 

[noah]

Okay, so let's make a deal. I'll pick up SL and even do it through you, but you're going to pick up some companies through us that you can pivot to when they have to go with something other than Ultimate Preferred and Super Preferred. I also promise that your commissions with most of my companies will be higher than what you can normally offer.

Deal?

Crickets.......

He needs to collect $100 To get started with SL

 

[Dennis at FEXSapp]

Its nice that it lists everything, but seems very cumbersome in filling it out, going down the list to say no no no no no no no


Downs
Downs prior to age 25

These two items stick out to me- do any carriers actually ask if Down's Syndrome started after age 25?

Regarding your statement of needing to reply no no... to all of the health questions in FEXSapp, that is way wrong - the default to every question is no. The important note above the health questions states this. And regarding the Down's prior to age 25 question, it's there because there is one or more carriers that specifically does ask that question.

 

[Hanger]

Regarding your statement of needing to reply no no... to all of the health questions in FEXSapp, that is way wrong - the default to every question is no. The important note above the health questions states this. And regarding the Down's prior to age 25 question, it's there because there is one or more carriers that specifically does ask that question.

Hi Dennis- thanks for the response. The Downs question really caught me off guard. That's crazy but good to know.
As for the default, ok. There was no selection showing so I had wondered if it registered. That makes more sense.

I appreciate the response. I'll give it a whirl tomorrow.

 

[theinsuranceman]

Okay, so let's make a deal. I'll pick up SL and even do it through you, but you're going to pick up some companies through us that you can pivot to when they have to go with something other than Ultimate Preferred and Super Preferred. I also promise that your commissions with most of my companies will be higher than what you can normally offer.

Deal?

Thanks for the offer. Let me weigh my options here....

_We have lead financing available in-house. You don't.
_We have TV leads in-house. You don't.
_We have live transfers. You don't.
_We have same day pay. You might?
_We have charge backs on the back end (agents' choice). You might?
_We have only RX checks on $20k and less, no MIB's nor APS's. You might?
_We get 4th, 7th, 10th month persistency reports. You don't?
_We have a simple one page app. You might?
_We have a GI for ages 0-85. You don't.
_We enjoy life-time renewals. You might?
_We have group health insurance. You don't.
_We have group cancer, disability, term, accident dental/vision. You don't.
_We started FE telesales back in 2004 (16 years experience). You may have 1 year?
_Insulin dependent minors can get super-preferred. You might?
_We can draft any day of the month and any day of any week. You might?
_We take credit/debit, green dot, meta bank, direct express cards. You might?
_We can offer Ms. Jones a membership into Legacy which easily saves her $4k-$5k on her funeral merchandise, along with price negotiations, free annual hearing exam, 15% discounts on diabetic socks and shoes, 24 hour telemedicine 7 days/week for only $4 per month. And she can pick 4 other family members to get the same savings FREE! You can't.
_We can have leads come directly to our smart phone just moments after they called the TV commercial, answered a FB ad, or clicked on the "request a quote" link. You don't.
_Sr Life will do DM drops for only $375/1000! You can't.
_Sr Life will print color fliers on high quality gloss paper for recruiting or group presentation announcements at Sr living centers. You don't?

Todd , this is almost becoming embarrassing. I'm going to stop. You surely wouldn't expect me to give all of this up just to contract with you would you? And you can now see why you should join my team right? Your team could also enjoy all of these perks. It also makes for good recruiting perks too. Come join me. Maybe we can catch Newby...lol.

 

[rousemark]

Thanks for the offer. Let me weigh my options here....

_We have lead financing available in-house. You don't.
_We have TV leads in-house. You don't.
_We have live transfers. You don't.
_We have same day pay. You might?
_We have charge backs on the back end (agents' choice). You might?
_We have only RX checks on $20k and less, no MIB's nor APS's. You might?
_We get 4th, 7th, 10th month persistency reports. You don't?
_We have a simple one page app. You might?
_We have a GI for ages 0-85. You don't.
_We enjoy life-time renewals. You might?
_We have group health insurance. You don't.
_We have group cancer, disability, term, accident dental/vision. You don't.
_We started FE telesales back in 2004 (16 years experience). You may have 1 year?
_Insulin dependent minors can get super-preferred. You might?
_We can draft any day of the month and any day of any week. You might?
_We take credit/debit, green dot, meta bank, direct express cards. You might?
_We can offer Ms. Jones a membership into Legacy which easily saves her $4k-$5k on her funeral merchandise, along with price negotiations, free annual hearing exam, 15% discounts on diabetic socks and shoes, 24 hour telemedicine 7 days/week for only $4 per month. And she can pick 4 other family members to get the same savings FREE! You can't.
_We can have leads come directly to our smart phone just moments after they called the TV commercial, answered a FB ad, or clicked on the "request a quote" link. You don't.
_Sr Life will do DM drops for only $375/1000! You can't.
_Sr Life will print color fliers on high quality gloss paper for recruiting or group presentation announcements at Sr living centers. You don't?

Todd , this is almost becoming embarrassing. I'm going to stop. You surely wouldn't expect me to give all of this up just to contract with you would you? And you can now see why you should join my team right? Your team could also enjoy all of these perks. It also makes for good recruiting perks too. Come join me. Maybe we can catch Newby...lol.

I am willing to bet you do not draft any day of the month.

 

[theinsuranceman]

I am willing to bet you do not draft any day of the month.

You're right! I should have said any day the banks are open. Excludes Sat., Sun, and holidays. Good job Rouse!

 

[rousemark]

You're right! I should have said any day the banks are open. Excludes Sat., Sun, and holidays. Good job Rouse!

I am willing to bet this is still not accurate..

 

[Life Hawk]

The forum is like panning for gold.. You have to find the nuggets among the gravel.. and, every pan will have gravel but they don't all have gold.

They should put that at the top of every new thread.

"Like apples of gold in pictures of silver."

 

[Life Hawk]

To be clear... I am referring to what @rousemark said.