Underwriting Tool- Free to try out

[rousemark]

I am willing to bet this is still not accurate..

Does anybody else see what is wrong with Greg's statement?

 

[rousemark]

Does anybody else see what is wrong with Greg's statement?

They won't draft on the 29th, 30th, or 31st even if the bank is open on those days..

 

[theinsuranceman]

They won't draft on the 29th, 30th, or 31st even if the bank is open on those days..

Rouse, you are correct again! Another good job!

 

[noah]

Rouse, you are correct again! Another good job!

Blowing lots of smoke......as usual.

Can you get diabetic neuropathy level coverage ?

Can you get CHF full 120% comp ?

What can you do with your underwriting at you're one small company that we can't do with our many companies that independent agents on this forum use to replace Senior Life policies each and everyday ?

Go ahead and enlighten us.

Crickets.......

 

[Todd King]

Thanks for the offer. Let me weigh my options here....

_We have lead financing available in-house. You don't.
Our agents don't need lead financing because they make more.
_We have TV leads in-house. You don't.
Easy to get, don't need them in-house.
_We have live transfers. You don't.
Nothing exclusive. Available all day long.
_We have same day pay. You might?
No, most of our agents aren't poor and write enough business that they get paid most everyday anyway.
_We have charge backs on the back end (agents' choice). You might?
Different companies do it different ways.
_We have only RX checks on $20k and less, no MIB's nor APS's. You might?
Different companies do it different ways, but no APS at all.
_We get 4th, 7th, 10th month persistency reports. You don't?
I can look at this daily. This is nothing to brag about.
_We have a simple one page app. You might?
Most of them are quite simple anyway, other than Transamerica. Not a big deal.
_We have a GI for ages 0-85. You don't.
Yes we do. A lot cheaper than SL!
_We enjoy life-time renewals. You might?
We enjoy it too.
_We have group health insurance. You don't.
Our agents make enough to pay for their own. However, the choice is nice.
_We have group cancer, disability, term, accident dental/vision. You don't.
It is available, just not for free. Is SL's free to you?
_We started FE telesales back in 2004 (16 years experience). You may have 1 year?
LOL....yeah, been doing it for many years, not 1...lol
_Insulin dependent minors can get super-preferred. You might?
Not a problem
_We can draft any day of the month and any day of any week. You might?
Not a problem with most companies.
_We take credit/debit, green dot, meta bank, direct express cards. You might?
Yes, we do.
_We can offer Ms. Jones a membership into Legacy which easily saves her $4k-$5k on her funeral merchandise, along with price negotiations, free annual hearing exam, 15% discounts on diabetic socks and shoes, 24 hour telemedicine 7 days/week for only $4 per month. And she can pick 4 other family members to get the same savings FREE! You can't.
Yeah, pretty much we can do similar. I will admit this is a bit above what we can do, but we can save the client thousands in premium...you can't!!
_We can have leads come directly to our smart phone just moments after they called the TV commercial, answered a FB ad, or clicked on the "request a quote" link. You don't.
Not exclusive to SL. Many lead companies will do this.
_Sr Life will do DM drops for only $375/1000! You can't.
We actually have a better deal than that, so..... 20 leads for $320.
Sr Life will print color fliers on high quality gloss paper for recruiting or group presentation announcements at Sr living centers. You don't?
Do you really think SL is the only company that has this? They all do!! Can't believe you don't know that!

Todd , this is almost becoming embarrassing. I'm going to stop. You surely wouldn't expect me to give all of this up just to contract with you would you? And you can now see why you should join my team right? Your team could also enjoy all of these perks. It also makes for good recruiting perks too. Come join me. Maybe we can catch Newby...lol.

Please see the above for all of my responses.

I'll bet it is embarrassing for you now! You see, I don't go around listing everything we have available in every thread that I make like you do. So, from now on, be careful about trying to compare against things you know nothing about!

Now, what is this about having to give all of that up just to contract with me. Since SL isn't captive (according to you), then there is nothing you would have to give up. You keep SL just the way it is and then add other companies for the situations that call for it. Just that simple, right?

Once again, you're a tool and you don't even know it!

 

[theinsuranceman]

Please see the above for all of my responses.

I'll bet it is embarrassing for you now! You see, I don't go around listing everything we have available in every thread that I make like you do. So, from now on, be careful about trying to compare against things you know nothing about!

Now, what is this about having to give all of that up just to contract with me. Since SL isn't captive (according to you), then there is nothing you would have to give up. You keep SL just the way it is and then add other companies for the situations that call for it. Just that simple, right?

Once again, you're a tool and you don't even know it!

OK, please elaborate on your points.

EX1:...20 leads for $320? DM? Fresh and exclusive? No body has fresh exclusive FE DM leads for $16 each. Where is your source? Don't try to compare FB from you with DM from me.

EX2:...Are you saying that you cosign for your agents' charge backs to be deducted from the back end rather than be deducted from advances? For some reason I thought the norm for brokers was 75% advance with immediate charge backs.

EX3...Are you saying you cosign for your agents to be able to get leads? I think you are being untruthful...again.

EX4: Are you saying you have several years of FE telesales experience? Not telemarketing Todd. Real production via telesales. No you don't. Be honest now.

I'm not going to argue with you Todd. You're a nice guy, I believe.

 

[noah]

OK, please elaborate on your points.

EX1:...20 leads for $320? DM? Fresh and exclusive? No body has fresh exclusive FE DM leads for $16 each. Where is your source? Don't try to compare FB from you with DM from me.

EX2:...Are you saying that you cosign for your agents' charge backs to be deducted from the back end rather than be deducted from advances? For some reason I thought the norm for brokers was 75% advance with immediate charge backs.

EX3...Are you saying you cosign for your agents to be able to get leads? I think you are being untruthful...again.

EX4: Are you saying you have several years of FE telesales experience? Not telemarketing Todd. Real production via telesales. No you don't. Be honest now.

I'm not going to argue with you Todd. You're a nice guy, I believe.

If Senior Life agents are so successful how come JD is writing with you ?

He's the # 1 FINAL EXPENSE AGENT IN THE U.S.

 

[rousemark]

If Senior Life agents are so successful how come JD is writing with you ?

He's the # 1 FINAL EXPENSE AGENT IN THE U.S.

Don't think so...

 

[theinsuranceman]

Don't think so...

Noah is wrong on both accounts.

 

[noah]

Noah is wrong on both accounts.

JD is the #1 agent in the country,wins multiple carrier trips.
How many trips have you won with different carriers ?

The reason Todd has such a massive amount of FE agents is that unlike you,he's available at nearly all times throughout the workday to help His agents,answer questions while you are on the phone selling.

He's built his agency on agent service and contracting after being a big producer in the field.

In fact,if he gets a call in,referral,lay down,he picks up the phone and gives it to one of his agents.

He does not need to write one piece of business.

He also wins carrier trips throughout the year.

What can you do with your one little company that can beat what he can do ?