United Life is a goner (Graded Life)
- Thread starter mudhound
- Start date
- 5,491
Do you mean United Home Life, or is United Life a different company?
Different companies
- 5,491
Thanks, Louis!
- 4,023
National Security EZ Life is a good graded plan (35-70-100). It asks more health questions than United graded plan, so it won't cover as many people. But it will cover quite a few that would otherwise have to go to a GI. Rates are competitive with Gerber. Only available in a handful of southeastern states, but TN is one of them. Their SIWL plan is decent, too. They also have a decent cancer plan & some other supplemental health.
National Security Group :: Products :: Life :: EZ Life (Graded Benefit Whole Life)
- 15,041
Agents adverse select against companies like there is no tomorrow, and then are some how surprised when the company takes action to fix it.
- 3,990
I just want one of these guaranteed issue companies to offer Wednesday’s Social Security billing for god sake.
Lumico Life. Near GI. Wednesday billing available.
- 2,055
Lumico Life. Near GI. Wednesday billing available.
Yes, but they don't start until age 50, right? UL's near GI was 0-39.
But I may have the UL product mixed up, so apologies in advance, if so.
Yes, but they don't start until age 50, right? UL's near GI was 0-39.
But I may have the UL product mixed up, so apologies in advance, if so.
- 4,023
UL graded was 18-90. Great for younger adults especially. Sorry to lose it! I wish they could have found a way to make some adjustments to it (like they just did recently by closing the HIV loophole). Maybe offer a 3 yr graded for the same age bands. Or just go to ROP.
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