Have had several report income being lower, which was lower than 100% FPL, then were pissed because they lost their subsidy and lost coverage because premiums were too high after change...
Unfortunately, they didn't bother to call me about their situation. Would have recommended they do nothing.
Had one client keep calling me about her income dropping below 100% FPL. Keep telling her to ignore it and keep coverage. Twice explained why reporting below 100% was a bad thing. She didn't believe me and she though she could get it cheaper, so she called HC.gov. They "fixed it" for her. Called me back saying her rate was now $600+ a month.
Unfortunately, they didn't bother to call me about their situation. Would have recommended they do nothing.
Had one client keep calling me about her income dropping below 100% FPL. Keep telling her to ignore it and keep coverage. Twice explained why reporting below 100% was a bad thing. She didn't believe me and she though she could get it cheaper, so she called HC.gov. They "fixed it" for her. Called me back saying her rate was now $600+ a month.