What protects us from nasty customers?

[moonlightandmargaritas]

...and then LGilmore took a dump on his porch...

...or piss in the bushes.

 

[Expat]

No worries, just contact John P, and ask if you can borrow Vito (from his "Customer happiness department")
Should take care of the problem.

 

[LGilmore]

Actually I was "relieved" to know that sometimes when you do the right thing, you don't lose.

 

[Guest]

Hire Rob to get "New York" on his ass...

But I haven't seen the Sopranos remember? LOL

 

[joshril]

Re: What Is Insurance?

WHAT IS INSURANCE?

There are so many web definition of insurance but, here are a few:
A legal agreement with an insurance company that provides for reimbursement in the case of damage or theft to collateral. Promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an individual or corporate body. Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium. A system of protection against loss under which a party agrees to pay a certain sum (premiums) for a guarantee that they will be compensated under certain conditions for loss or damage. A contract providing for financial protection against a loss. For example, a homeowner’s insurance policy provides for reimbursement if the owner suffers a loss due to fire or a number of other causes.

Where's the goat porn link, Sti?

 

[Guest]

...or piss in the bushes.

Peeler teaches pissing techniques, up a rope I believe, LOL

 

[arnguy]

My two partners, Smith & Wesson.

 

[GreenSky]

Haven't a clue as what you folks are talking about. All my clients love me.

Rick

 

[BiggitySwat]

First never collect a check with a life application.....learned that a long ............

I do know that some carriers offer the agent a choice to merely do an electronic draft for the first month's premium IF the client is approved. Unfortunately, for this particular product, it was an exception and required an actual Cash With App (check/MO only).

I have since not written this product at all, period.

My two partners, Smith & Wesson.

I hear you, as I'm a gun owner too. However, in my state, conceal carry permits are illegal for all except Law Enforcement officers and people with connections. My stainless Kimber .45 never left its case unless I was at a range.


****UPDATE

I actually had a near-REPEAT of this ugly experience two days ago. This other client apparently "knew everything," then got nasty on me when I was doing a needs analysis worksheet. I asked him about current coverage, savings, mortgage, etc. and he got real ugly.

The funny thing though is that this person and the other one had nearly IDENTICAL characteristics:

1) Both born in the same south east asian country and then emigrated to the USA
2) Both doing fairly well-paying jobs, but got them via starting at the extreme bottom of their companies doing menial/janitorial duties
3) No college degrees, in fact no education at all past high school
4) Both roughly the same age
5) Both claim to know more than myself and my assistant, when neither of them have any kind of insurance background, experience, or licensing
6) Both are non-qualified medically for a standard rating
7) Both have crap AD&D policies with a very low monthly premium, and tried to argue with me that their $11 AD&D is the same thing as a $200/mo Life insurance policy
8) Both refused to hear my comments on their AD&D coverage
9) Both, being that they are horribly underinsured and can barely afford their huge mortgages, may foreclose their house, whereupon I will buy them out and convert their former family compounds into strip clubs for the top life premium producers of my new FMO.

 

[moonlightandmargaritas]

I will buy them out and convert their former family compounds into strip clubs for the top life premium producers of my new FMO.

Sounds like winner to me!

Where are you finding these guys, or are they finding you?