Who has 22- 25 dollar Direct mail FE leads?

[theinsuranceman]

I have never put you down personally as you have me even though you know knowing about me or my record. What does that say about you? You quote rates for the super preferred, now give the rates for what everybody sells. Also, you will find very few negative comments about companies within my posts. But, if I do see something about a company that needs to be better, I am not so caught up in that company that I have to be intentionally blind to it or afraid to speak out about it..

I never said you were attacking me personally. But Todd sure does....lol. I'm stating the facts up here. I'd say about 50% of my sales are super-preferred.

 

[goillini52]

I never said you were attacking me personally. But Todd sure does....lol. I'm stating the facts up here. I'd say about 50% of my sales are super-preferred.

Don't they pay lower commissions on the Super Preferred?

 

[Todd King]

I just called the claims dept. They said ....Looks like Todd is proven wrong again....lol.

What on earth are you talking about? What did you prove me wrong on? I asked a question concerning this and you did not answer it in your post. You have proven nothing.

 

[theinsuranceman]

Yes...if those figures are correct, then you barely came out on top on this example.

I'll ask again, at what age can you no longer offer the AD, and at what age does the AD disappear?

The value of Legacy is still being debated.

I just called the home office to find the answer. I was pleasantly surprised....
AD never ends by age and AD is available for all policies irregardless of age!
But it's not available in MN.

 

[Todd King]

Try me ....lol. Even if I don't have the intellect to understand maybe other agents will. Since you say you would answer my question (in your 1st 5 words above) I challenge you Todd to answer my question up here.
Can you do it Todd?

I answer those questions to my agents if they ask and I would never post it on an open forum. Do you really think I would do that? Geez, start using that thing on your shoulders as something more than a hatrack!

 

[theinsuranceman]

Don't they pay lower commissions on the Super Preferred?

Nope, Super-preferred gets full commissions and lifetime renewals.

They did pay lower commissions early last year on super-preferred but raised commissions and renewals several months ago.

And now they've recently lowered DM leads to just $25 in most states.
I believe they're going to gradually steal everyone's agents (including Todd's)...lol.

 

[theinsuranceman]

What on earth are you talking about? What did you prove me wrong on? I asked a question concerning this and you did not answer it in your post. You have proven nothing.

You said most clients' families don't use Legacy at time of death. I called the home office, as I quoted above, and it looks like every policy holders' family is given Legacy's phone #.

Doesn't that make it true that all policy holders' families do in fact take advantage of Legacy's savings? There is where you were proved wrong. Talking about hat racks....lol.

 

[goillini52]

I just called the home office to find the answer. I was pleasantly surprised....
AD never ends by age and AD is available for all policies irregardless of age!
But it's not available in MN.

SL is the only company you represdent, and you had to call the HO to find this out after how many years with them.

 

[rousemark]

I never said you were attacking me personally. But Todd sure does....lol. I'm stating the facts up here. I'd say about 50% of my sales are super-preferred.

No, but you have attacked me personally even though as you admit, I haven't attacked you.

 

[Todd King]

You said most clients' families don't use Legacy at time of death. I called the home office, as I quoted above, and it looks like every policy holders' family is given Legacy's phone #.

Doesn't that make it true that all policy holders' families do in fact take advantage of Legacy's savings? There is where you were proved wrong. Talking about hat racks....lol.

Okay, they are given a phone number. How does that prove that "all policy holders' families do in fact take advantage of Legacy's savings"?

That is such a dumb statement! Did you even give yourself a second to think about that before you wrote it? Doesn't appear as though you did.

My original question was how many (meaning percentage) of Sr. Life's clients use that. You did not answer my question and it sure as hell isn't 100% nor even close!

You should try using some common sense sometimes. Of course, if you did that and you actually gave a crap about the clients you sell to you wouldn't be a one trick pony.