Working class Final Expense?

[myinsurebiz]

Now, that I have had to retire from the church and can no longer sell insurance, I am having a real problem with self-worth. Feel kind of useless.

Why can't you sell insurance anymore?

 

[rousemark]

Why can't you sell insurance anymore?

I am more or less confined at home receiving home health care..I have never learned to see by phone and don't know that I would have the energy to do so.

 

[myinsurebiz]

My end goal > higher cost per thousand SI policies that pay a higher up front comp and a higher renewal.

What Carrier are you thinking of placing these with?

 

[myinsurebiz]

I am more or less confined at home receiving home health care..I have never learned to see by phone and don't know that I would have the energy to do so.

Hope things improve for ya man.

 

[DayTimer]

I am more or less confined at home receiving home health care..I have never learned to see by phone and don't know that I would have the energy to do so.

Someone needs to eat more bacon

 

[WinoBlues]

What Carrier are you thinking of placing these with?

That was my question. Just looking at the options.

 

[myinsurebiz]

That was my question. Just looking at the options.

Why would want higher cost for the clients? I'm confused?

 

[WinoBlues]

Why would want higher cost for the clients? I'm confused?

SIWL is inherently higher cost. I am referring to clients that are older with typical senior meds and conditions. Also smaller, <50k, policies.

 

[rmhaire]

SIWL is inherently higher cost. I am referring to clients that are older with typical senior meds and conditions. Also smaller, <50k, policies.

You guys need to tweak your market. Lonely widows is where it's at. Wrote one a few weeks ago. She called the other day wanting me to mail her 10 business cards and my home address.

No telling what I've got my old fogey ass into.

 

[myinsurebiz]

SIWL is inherently higher cost. I am referring to clients that are older with typical senior meds and conditions. Also smaller, <50k, policies.

If you want to sell larger face amounts for FE - Baltimore Life's two new products would fit. They are mid range rates - but, they are what you are looking for . . . 140% - 145% on the aPriority and 125% - 130% on the iProvide . . .

RNA, AmAm and Prosperity have high commissions and renewals - but won't go to $50k and are also priced in the lower part of mid range rates.

Grab GWIC for GI and you'll be all set.

All the above are TeleSales friendly . . .