Another one that is too stubborn to even think about offering a client options. 34 million on MA are all morons for being on it?By all means it’s about what you think and not what is best for the client.I have no idea how anyone can logically claim that restricting benefits from Original Medicare and requiring who what when where and how as a requirement for benefits is an improvement. By definition; it cannot be. I wont waste time suffering fools that cannot see that MA plans are inferior, and their arguments for are rationlized due to the commissions they pay and being less trouble than Med Supp, and so easily twisted to seem better. The original post is absolutely correct.