ACA ObamaCare 2018 - Rules, Premiums, Info, Etc.

Discussion in 'Health Care Reform Forum' started by AllenChicago, Apr 19, 2017.

  1. Yagents
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    Yagents Well-Known Member

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  2. AllenChicago
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    AllenChicago Well-Known Member

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    Centene Celtic ambetter has horrible plans here in Illinois. HMO only and just 9 of the 110 hospitals in the Chicago metro area are included in network.

    But they are 30% Cheaper Than Blue Cross. If someone asks for ambetter, I send them to healthcare.gov.
     
  3. BeeSelective
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    BeeSelective Well-Known Member

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    Did the rates increase enough for the companies to pay $12.00 a month commission? Lol
     
  4. tonyisme
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    tonyisme Well-Known Member

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    This might be starting to affect the Auto industry. When your health insurance premium exceeds your mortgage then it has to have an effect
     
  5. somarco
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    somarco Well-Known Member

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    Almost all of my now former clients saw their health insurance premiums exceed their mortgage in 2014 & 2015. Some are now paying in xs of $2500 per month. Those same clients were paying around $500 monthly for better coverage prior to 2014
     
  6. junkman
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    junkman Well-Known Member

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    People I know in similar situations are bailing to something else unless they have in excess of $2,000,000 in assets excluding their home. Those at $1.5M are on STM, association or religious plans. Most are old and nearing Medicare. All are wondering what the options for 2018 & 2019 will be.

    Take only $20,000 in 2017, BCBST is asking for a 21% rate increase which puts the premium at $24,200. Added together that comes to ~ $45,000 for 2 years which will pay for a hip or knee replacement. Buying insurance would have them at the same cost + the out-of-pocket.

    Hopefully, Congress will admit that we're not going back to underwriting and pre-ex and do what the carriers know is necessary to run a block of business. It looks like that is a false hope - for now - but mid-term elections will be here soon. Who wants to be the 1st out the door?
     
  7. Yagents
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    Yagents Well-Known Member

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  8. bluediamond
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    bluediamond Well-Known Member

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  9. AllenChicago
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    AllenChicago Well-Known Member

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  10. kgmom219
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    kgmom219 Well-Known Member

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    Based on:

    STM not being extended
    Navigator Funding Slashed
    CSR games
    Support for Graham/Cassidy

    I think you guys are DREAMING if you think the current administration is going to do anything to help ACA succeed.
     
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