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The moral of the story is to tell miss jones your money is not coming out on the 1st. It is coming out on the 2nd weds and threaten to leave if she still wants it on the 1st. Gotta play hardball with these deadbeats or you will swim in nsfs.
Again, you need an upline that can train you. You are way off base on what you are saying.
Now if it's just an act and you are playing then carry on.