- 15,041
So, had the joy of having an accident today with a woman who turned left in front of me and across my lane of traffic.
Fortunately no one was hurt, just some damage to both vehicle.
Cop wasn't even interested in statements, just wanted to know who was driving each car and which car was doing what. Told us it was pretty obvious. Also, she was ready and willing to admit her fault in the accident.
So, I called Farmers about getting a rental and getting my car fixed. Instead, I get all this jazz that an adjuster has to come out and also do a liability determination. Why have I never had to deal with this before? Usually it is just take the car to the shop, get your rental and pick the car up when fixed. And that is whether it is the other driver's insurance or my insurance paying.
I understand they don't to pay when their insured isn't at fault, but this definitely is different. I have to wait 2 business days without a car? Should I be prepared to fight this with Farmers or are they just more open about procedure while State Farm and Tennessee Farm Bureau took care of it without saying anything?
Fortunately no one was hurt, just some damage to both vehicle.
Cop wasn't even interested in statements, just wanted to know who was driving each car and which car was doing what. Told us it was pretty obvious. Also, she was ready and willing to admit her fault in the accident.
So, I called Farmers about getting a rental and getting my car fixed. Instead, I get all this jazz that an adjuster has to come out and also do a liability determination. Why have I never had to deal with this before? Usually it is just take the car to the shop, get your rental and pick the car up when fixed. And that is whether it is the other driver's insurance or my insurance paying.
I understand they don't to pay when their insured isn't at fault, but this definitely is different. I have to wait 2 business days without a car? Should I be prepared to fight this with Farmers or are they just more open about procedure while State Farm and Tennessee Farm Bureau took care of it without saying anything?