- 5,917
Clues to Lincoln Heritage Success?
- Thread starter rousemark
- Start date
Do you really think I'm trying to compete with them?
While I do understand what you are trying to say, my only goal is to educate agents about them and then let the agent decide from there. You can call that what you want to. Doesn't change my mind about them at all and it doesn't change the way I do business.
The only time I think about LH is when someone comes on here trying to protect them with ignorance.
You don't have a cholce in the matter. If you're selling the same commodity to the same customer base as someone else, like it or not, you're in competition with each other. Whole life insurance is a commodity. Final Expense is packaging that commodity. The only difference between my WL packaging and everyone else's is my message and why they should buy from me, instead of someone else. Do I trash the competition's ethics for how they conduct business, or do I find a better way to compete and capture my fair share of the market? Should I be competing on price, customer service, ease of doing business, additional funeral benefits, child riders, ADB riders, credit ratings, etc? In the end, it's still whole life insurance, and the client will buy whatever they want, from whomever they want, whenever they want.Why would you wan to compete with them...
No dog here, just say'n.
- 5,917
Can't think of any time in the past that LH was any competition to what I could offer. If I find them I usually replace.
- 30,529
Not for much longer. I wonder if he has a Colonial Penn policy?Forget Lincoln Heritage. It's Alex Trebek you need to be worrying about.
- 4,295
Todd,
You can educate without being critical of others and whom they choose to represent. LH whole life product is just a product. I refuse to believe that you think everyone who represents LH is unethical. However, that is how it comes across. That's no different from making generalizations about an entire race of people because of your personal views or experience with a hand full of them. I don't think that's how you intend to come across. Is it possible that you have recruited a few unethical agents, who could give your entire agency a bad reputation? What if you couldn't recover from the damage done?
Your fight against LH is keeping you from doing what you're good at. More people will follow you because they like Todd and what you represent, not because they agree with your criticisms, bashing or dislike of something.
With love, brother!
- 5,917
Forget Lincoln Heritage. It's Alex Trebek you need to be worrying about.
I love it when someone shows me their policy that has a face amount of $4127.50.
Yes, you have misunderstood me. I do not think all LH agents are bad. However, I do think they have a tendency to turn bad due to unscrupulous managers.
First off, let's look at the first thing LH managers do....show them their 1099, which has nothing to do with what a single agent can earn, but that's not how it's presented. Have you ever worked with LH or even been to one of their rah rah meetings?
They do pretty much teach all their agents to tell the client how quick they pay out, but they just happen to leave out the part about the contestable period. They DO NOT pay out in 24 hours when in the contestable period.
So, that's just the beginning. I'm sure we could go on and on, but no use. Once again, I'm not blaming agents...but I will put the blame on the managers and then to those above the managers all the way to the top.
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