- Thread starter
- #21
- 7,012
You sure? Cause they knew my one guy was a smoker and I wrote he had COPD on the app. And the phi people knew.
Columbian COPD
- Thread starter HoosierLife
- Start date
You sure? Cause they knew my one guy was a smoker and I wrote he had COPD on the app. And the phi people knew.
- 15,041
A current smoker? Because their underwriting guide says no go on that. Sounds like you lucked out.
- Thread starter
- #23
- 7,012
You got a copy of that? I have every other guide, non med 350, CI etc. no SIWL.
Here's the guide. I don't find where they say that COPD and smoking are a no-go.
View attachment SimpLife_ProdGuide.pdf
readsit1st
Expert
- 23
Assurity Life Insurance Company LifeScape® Simplified Life Insurance
16-041-01121 (Rev. 2/13) 11 For agent use only. Not for use with consumers.
Underwriting Guidelines (continued)
Chronic bronchitis,
emphysema or COPD
If using oxygen and/or a smoker. No coverage offered
If using a nebulizer.
Level
- 15,041
It is time to get your eyes checked. Check under chronic bronchitis, emphysema, COPD.
If using oxygen and/or a smoker. No coverage will be offered.
- 26,177
- 296
Anybody have a Columbian contract? I have a 32 yr old that needs their GI product.
If he's in NC I can write him
- 296
Oklahoma......................
