CVS Accendo or LBL for telesales

[jdeasy]

If no O2, Smoking or Meds - go AmAm level.

AmAm is not level for COPD.

and Americo UP 2 doesn’t exist.

 

[suranceman]

If no O2, Smoking or Meds - go AmAm level.

What are you even talking about?

AmAm is graded for COPD.

 

[suranceman]

COPD (NO OXYGEN)

TRANS (STANDARD)

FORESTERS (GRADED 30/70/100)

LIBERTY BANKERS LIFE (STANDARD)

AMERICO UP2

RNA (GRADED 30/70/100) IF NO TREATMENT OVER 2 YEARS, LEVEL

BALT – SG2

UHL – GRADED (EXPRESS ISSUE WL)

LIFESHIELD – COPD/NON-SMOKER GRADED (BEST PRICE OF ALL)

PROSPERITY –GRADED (30/70)

AMAM – IF TAKING MEDICINE, MODIFIED. IF NO MEDICINE LEVEL

AHL – Level if over 24 months and no inhaler use/Graded otherwise

This is severely outdated bro.

 

[myinsurebiz]

This is severely outdated bro.

That is the last one I had . . .

Got a COPD non smoker level with AmAm last summer.

 

[suranceman]

That is the last one I had . . .

Got a COPD non smoker level with AmAm last summer.

So...

It says: "Within the past 3 years have you been medically diagnosed or treated, or hospitalized for... COPD".

Why would you admit to clean sheeting your client?

 

[myinsurebiz]

So...

It says: "Within the past 3 years have you been medically diagnosed or treated, or hospitalized for... COPD".

Why would you admit to clean sheeting your client?

That question wasn't in the eapp last summer.

 

[goillini52]

I'm trying to decide if Accendo or LBL would be a better go to carrier for people with COPD. This would be for telesales btw.

I've heard that Aetna only issues about 2/3 instantly and that may be bad for telesales? I've also heard that LBL is bipolar with their underwriting. Which one do you think would serve better for this niche in telesales?

What about Sentinel Security? COPD with oxygen is Graded(30%/70%100%).

 

[jdeasy]

That question wasn't in the eapp last summer.

Yes it was. Always been their question.

 

[myinsurebiz]

What about Sentinel Security? COPD with oxygen is Graded(30%/70%100%).

I think Trans takes COPD as standard.

 

[suranceman]

I think Trans takes COPD as standard.

They do. So does LBL if they don't smoke.