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Just heard from someone that BCBSIL is going to expand the quoting process name, DOB, type of coverage for employees to name, dob, type of coverage, all dependent dob's, all dependent zip's starting 1/1/13.
My only thought is that they are trying to have the quote closer to accurate prior to underwriting, as they are seeing spikes during that process that are making them less competitive. Either that or it's something to allow them larger UW premium, since renewal increases are being scrutinized so heavily.
I also imagine this is being done to lessen the admin work on the staff, since they've had to cut back to meet MLR requirements. Now we get to do part of their work, at no enhanced comp.
Yay.
My only thought is that they are trying to have the quote closer to accurate prior to underwriting, as they are seeing spikes during that process that are making them less competitive. Either that or it's something to allow them larger UW premium, since renewal increases are being scrutinized so heavily.
I also imagine this is being done to lessen the admin work on the staff, since they've had to cut back to meet MLR requirements. Now we get to do part of their work, at no enhanced comp.
Yay.