Experience with Senior Life ?

[DonP]

Lol the agent makes 1% on direct express ? Ok so in reality the commission is atrocious and I get they'll do anything to steal your renewals . Get to the bottom of the underwriting . Copd ? Insulin with neuropathy ? Super heavy ? Irregular heartbeat ? Blood thinner and Lasix? Kidney issues ? Ms? Cancer 2 1/2 yes ago ? Heart attack 2 yrs and a month ago ? I assure you all those are graded vs level at other carriers . At that pt the agent says congrats your policy was issued at $60 a month . But he never tells them they got issued $6 k graded instead of $10 k

 

[titeye]

Lol the agent makes 1% on direct express ? Ok so in reality the commission is atrocious and I get they'll do anything to steal your renewals . Get to the bottom of the underwriting . Copd ? Insulin with neuropathy ? Super heavy ? Irregular heartbeat ? Blood thinner and Lasix? Kidney issues ? Ms? Cancer 2 1/2 yes ago ? Heart attack 2 yrs and a month ago ? I assure you all those are graded vs level at other carriers . At that pt the agent says congrats your policy was issued at $60 a month . But he never tells them they got issued $6 k graded instead of $10 k

If you don't believe me, wait and see if what i said is disputed.

 

[Baseball7]

2. They have been known to re-assign agents that you have recruited to build your own agency and provide for your family, to other managers. This has occurred in both, protected states and non-protected states. However, in the same breath, they will tell you that you are building your own busniness.

Truth

 

[BarryNY]

Back to your question and the unbiased truth.
2. They have been known to re-assign agents that you have recruited to build your own agency and provide for your family, to other managers. This has occurred in both, protected states and non-protected states. However, in the same breath, they will swear that you are building your own business. If that sounds a bit oxymoronic, I tend to agree.

Truth

For everything said...both good and bad....this one point talks about their character and culture. I have NO ax to grind with SL... BUT if they do this then no matter what else they do good...they have no honor!

 

[DonP]

If you don't believe me, wait and see if what i said is disputed.

I never said I didn't believe you . Answer my questions I asked . Agent makes 1% commission on direct express and credit card ?Its kind of like the 145% top comp with family first . They list some bs worthless a Americo Product when at there top level they give ridiculous 120-125% comp which is a joke for agency's to recruit .

 

[titeye]

I never said I didn't believe you . Answer my questions I asked . Agent makes 1% commission on direct express and credit card ?Its kind of like the 145% top comp with family first . They list some bs worthless a Americo Product when at there top level they give ridiculous 120-125% comp which is a joke for agency's to recruit .

I apologize. I couldn't understand if your questions were rhetorical, or whether you answered them yourself. As far as underwriting those health concerns, everything you asked would fall between modified and guaranteed issue. They have another product in between these 2 called "easy issue". No one sells that either, because its only a few bucks cheaper than GI, but GI will pay the agent more.

 

[GMDM100k]

They posted the most aggressive compensation plan in the final expensive industry yesterday. Maybe some of the SL guys have more info about it?

 

[Baseball7]

#scamcompany

 

[DonP]

150% for their super duper term that 1% get plus you have to have a downline doing $10 mil. Luke there great health ins for $750 a month for a family and you have to do $1.2 mil . Like family first 145% top contract from Americo bs product but all the other top commissions 125% . Lol

 

[titeye]

They posted the most aggressive compensation plan in the final expensive industry yesterday. Maybe some of the SL guys have more info about it?

No one representing SL will comment on this. If you read the qualification requirements, you will understand why.