Fidelity Life FE

The poster that admitted to committing fraud?
Or almost any other poster.. Besides, went back and read what he wrote.. He did not admit to committing fraud.. He may have a misunderstanding of the question but that does not constitute fraud and certainly would not justify revocation of a license..
 
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Or almost any other poster..
I cant speak for other posters, but yes do know how to prove who this one is.

Also, an investigator can get a subpoena to view IP records from the site and find an address. Im sure this has happened on more than one occasion on this site.
 
He did not admit to committing fraud.. He may have a misunderstanding of the question but that does not constitute fraud and certainly would not justify revocation of a license.

I am no law school graduate, however, I seem to have heard often that ignorance is no defense, and that that is a settled characteristic of the application of law, which I presume, includes tort, or contract law. Besides, given what was posted here, one could only have misunderstod if one conducted his or her field underwriting in the absence of consulting the carriers own published and readily available rX guide. I can't speak to the licensure issue, but I would not want to be in this agent's position:

I sell Prosperity all the time. Folks taking insulin and gabapentin/lyrica for neuropathy get level every time (provided they have no other health conditions that would knock them down to graded/modified). .

Look at the RX guide for Gabapentin. It states if taking for neuropathy due to diabetic complications modified.


 
I am no law school graduate, however, I seem to have heard often that ignorance is no defense, and that that is a settled characteristic of the application of law, which I presume, includes tort, or contract law. Besides, given what was posted here, one could only have misunderstod if one conducted his or her field underwriting in the absence of consulting the carriers own published and readily available rX guide. I can't speak to the licensure issue, but I would not want to be in this agent's position:


"Ignorance of the LAW is no defense".. Just plain ignorance may be a defense... For it to be fraud, there would have to be some element of intent.. Otherwise, anytime we made any kind of mistake we might be facing fraud charges.. I would venture to say that there are many agents working that have never read their companies' underwriting guides. I am sure that at one time or another I have placed a piece of business with company whose guide I did not read..
 
"Ignorance of the LAW is no defense".. Just plain ignorance may be a defense... For it to be fraud, there would have to be some element of intent.. Otherwise, anytime we made any kind of mistake we might be facing fraud charges.. I would venture to say that there are many agents working that have never read their companies' underwriting guides. I am sure that at one time or another I have placed a piece of business with company whose guide I did not read..
And you just admitted to it on an open forum? Man! Are you in trouble now!;)
 
I can't stand clean sheeting agents. And I've helped many of them reach the exit door through the years. But it takes a lot more than that guy posting that for anyone to pay attention.

And I would have to think he really thought that was correct or he wouldn't have posted it on an open forum.

If he continues to do that after seeing the agent guide info, then he is definitely dirty.
 
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