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- #41
That's unfair to say that these agents are only interested in their commission.
As for wanting to help everyone - sheesh, we're not talking donations here. Or Health Care Reform. Maybe we don't want to only help those who can afford it.
What are agents saying when they ONLY base their help on whether the client won't drop out, OR there won't be commissions "down the road" because the client will leave.
Some people need and want alternatives. Turns out a client of mine can't insure herself. This alternative is just that - an alternative - and it helped her when she had no help. And when she CAN cancel and change to regular health insurance, or pcip or whatever, then she will - and I won't mind because I DO want to help those I can. It's not like it's THAT difficult to sell this plan.
It's one thing to give an opinion about a product - another to chastise and degrade someone who doesn't agree with you.
I learn so very much from this forum and eagerly refer it to fellow agents except I wish I didn't have to caution them to not let the few mean posters get to you. I won't! But I try to remember to be polite and "mind my manners".
Why can't we just be "educational" and not act like we're deity - give opinions in an educated and fact like manner?
One thing I always note - the members of this forum are knowledgeable, experienced and sometimes brilliant and always helpful in different ways.
Hey, we're all in the same boat - let's paddle in sync.
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Thanks for your input and for sharing your experience with this - I'll keep it in mind!
Sue
As for wanting to help everyone - sheesh, we're not talking donations here. Or Health Care Reform. Maybe we don't want to only help those who can afford it.
What are agents saying when they ONLY base their help on whether the client won't drop out, OR there won't be commissions "down the road" because the client will leave.
Some people need and want alternatives. Turns out a client of mine can't insure herself. This alternative is just that - an alternative - and it helped her when she had no help. And when she CAN cancel and change to regular health insurance, or pcip or whatever, then she will - and I won't mind because I DO want to help those I can. It's not like it's THAT difficult to sell this plan.
It's one thing to give an opinion about a product - another to chastise and degrade someone who doesn't agree with you.
I learn so very much from this forum and eagerly refer it to fellow agents except I wish I didn't have to caution them to not let the few mean posters get to you. I won't! But I try to remember to be polite and "mind my manners".
Why can't we just be "educational" and not act like we're deity - give opinions in an educated and fact like manner?
One thing I always note - the members of this forum are knowledgeable, experienced and sometimes brilliant and always helpful in different ways.
Hey, we're all in the same boat - let's paddle in sync.
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Thanks for your input and for sharing your experience with this - I'll keep it in mind!
Sue
Ignore all the negative agents, they are the unsuccessful ones.
I never met a whiner yet who made any real money!
When people fail conventional underwriting, but cannot afford the State risk pool plans, The limited Indemnity or Mini med plans as they are often called, make for an affordable solution for their anxiety.
There is no shame in selling insurance, when your products are clearly presented. I sell about 80 - 100 major medical plans every month, and a few of these plans are sold as well. In fact, I sell the particular one you have mentioned here! The 40% commission is not hard to take either, lol !
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Good product! I've been selling it since it's inception! and have been dealing with the same people for over 25 years!
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