Has Anybody Worked for LTC Financial Partners?

[Mr_Ed]

LTCFP handles those (not sure about United Security) as well as hybrids from Genworth and most carriers.

well that was a non-answer answer.

ltcfp does not have a contract with genworth. everybody knows that.

 

[CALTCAgent]

LTCFP handles those (not sure about United Security) as well as hybrids from Genworth and most carriers.

They don't do Genworth and Mass.


Are you saying they do them?


Is it true you must assign your commission?


So you have to contract with them on hybrids on reduced compensation as well to get the leads?


They really lock you up, control your business and promise nothing in return. What a flawed organization.

 

[ltcadviser]

LTCFP handles those (not sure about United Security) as well as hybrids from Genworth and most carriers.

So, would you also like to write Genworth PC Flex, Mass Mutual or NY Life?

 

[eddie]

Looks like the regional sales manager quit! Funny. He just started?? Wonder what happened. He came over from Acsia. I'm curious if he went back. That's not a good sign.

 

[Mackaroo]

well that was a non-answer answer.

ltcfp does not have a contract with genworth. everybody knows that.

You can submit TLC with LTCFP.

 

[Mr_Ed]

You can submit TLC with LTCFP.

big deal.

it's not the TLC product that is the most important one to sell.
it's the LTC product.

 

[Mackaroo]

big deal.

it's not the TLC product that is the most important one to sell.
it's the LTC product.

Do you talk to clients like that?

 

[Mr_Ed]

Do you talk to clients like that?

r u a client?

 

[CALTCAgent]

You can submit TLC with LTCFP.

This is gonna hurt, at what comp level?

 

[ltcadviser]

This is gonna hurt, at what comp level?

Well, I know its not 8-10%.

But they get leads......

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I had a conversation with a woman last week. An LTCFP agent was pressuring her to buy a Life Secure policy because Life Secure's rates were going up. I found this amusing. Nothing against Life Secure but Mass Mutual, NY Life and Genworth all had policies priced as well or better. I mean, really?! Putting on a full court press because you can't be client focused because you do not have the ability whatsoever to help a client actually explore their options. Yet the company markets itself as being specialists, independent, etc. Just marketing BS.