Has Anybody Worked for LTC Financial Partners?

[RBHAGENT]

I'm biased to NLTCB (national long term care brokers), they have supported us on so many levels! Rock solid group with great payouts. PM me and I'll give you some other info.
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Also, you are Vested day 1.

 

[CALTCAgent]

They already do this for their TLC (single pay UL w/ LTC) product and it does make it very competitively priced for both those that are very healthy and those that may be declined by similar products.

How does it make it competitively priced for those that may be declined by similar products?

 

[Tahoe Ray]

How does it make it competitively priced for those that may be declined by similar products?

They offer substandard risk table ratings...

 

[Arthur Rudnick]

I have also heard that Genworth is adding the following rate classes:

[FONT="Times New Roman","serif"]Preferred Best [/FONT]
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[FONT="Times New Roman","serif"]Select[/FONT]
[FONT="Times New Roman","serif"]Standard[/FONT]

 

[Mr_Ed]

I have also heard that Genworth is adding the following rate classes:

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[FONT="Times New Roman","serif"]Preferred[/FONT]
[FONT="Times New Roman","serif"]Select[/FONT]
[FONT="Times New Roman","serif"]Standard[/FONT]

that is true.

 

[eddie]

So how is LTC financial partners working out for you?

 

[Mackaroo]

They are good. They pay 35% commission for their leads and 60% for AGB. The leads are not bad. Genworth has dried up and Acsia's leads didn't work for me. They are mostly very good people and don't micromanage. It's all about the leads.

 

[ltcadviser]

They are good. They pay 35% commission for their leads and 60% for AGB. The leads are not bad. Genworth has dried up and Acsia's leads didn't work for me. They are mostly very good people and don't micromanage. It's all about the leads.

That is an awful arrangement.

Sure hope they allow you to sell companies other than Hancock, Omaha, Transamerica, Medamerica and Life Secure.

 

[CALTCAgent]

They are good. They pay 35% commission for their leads and 60% for AGB. The leads are not bad. Genworth has dried up and Acsia's leads didn't work for me. They are mostly very good people and don't micromanage. It's all about the leads.

How long have you been there?


How much do the leads cost?


So you were captive for ACSIA and Genworth and again with LTCFP?

 

[Mackaroo]

You aren't really captive. I spent 2 years with Genworth (vested) but I could write other companies. Acsia and LTCFP give you leads but you get a smaller commission when they give you leads. I can write Life etc with other companies, but if they give you leads, they need you to write those policies with them. That is fair,