Has anyone discovered any positives with the new Trans

[WinoBlues]

I have to confess I used to them yesterday. 45-year-old, direct express, COPD, only other option was Great western wish I had zero confidence would have stayed on the books knowing this potential clients habbits.

Did you use the IGO app? If so, how was the process?

 

[Baseball7]

It was just as terrible as using Mutual of Omaha

 

[DonP]

Tell you what . I used for copd a few weeks ago. Did the paper app. Came back : When did the woman first use nitro? Is this drug for Parkinsons? She's seeing a kidney dr and what stage of Kidney disease?I answered them all as she didn't have kidney disease and was talking the parkinson's drug for restless leg. I was shocked they issued it .Paper app actually not that bad . $140/month premium.I will definitely use for copd direct express if their not on a ton of pain meds.

 

[Baseball7]

Or you could've written prosperity graded and not had any follow up work to do?

 

[TripleH]

Did you use the IGO app? If so, how was the process?

I've used it a couple times so far. Does NOT work well on the iPad, it is an extremely lengthy and "buggy" system that is not smooth nor user friendly. It's best to do for a desktop, but who is doing apps in their office with a client with them? This is FE and although I've met clients in an office, it's not overwhelming frequent. Complete disaster. Their new niche is 45-49 LOL

 

[DonP]

Baseball i was replacing a 3 month Gerber GI. I was $15 a month cheaper with day 1 benefit . Properity Graded would have been $15 a month more than Gerber and she wouldn't have bit. She wanted day 1 coverage or she wouldn't have switched.

 

[theleadingagent]

One thing I've noticed with Transamerica (and this may be with other companies) but they won't let you use their quoting tool until you have submitted an app/have agent number.

Kind of frustrating and slows me down when i have to call their underwriting and sales team to get quotes. Not every prospect is going to have the patience to sit there and wait while you dial 1800 numbers, wait on hold to elevator music and stare at each other during awkward silences

 

[noah]

Aren't FE companies completely out of touch with FE agents in regards to what we do ? Do they realize how much business they lose due to incompetent sales support ?

 

[WinoBlues]

Kind of frustrating and slows me down when i have to call their underwriting and sales team to get quotes.

Carry the rates. Paper or in your device. Better yet subscribe to FEXquotes. Or your FE IMO may have a limited free version.

Personally I prefer having my own own.

Own the tools of your trade.

 

[theleadingagent]

Yeah the manager runs the Transamerica quotes for me until I can get an agent number with them.

But if the manager is busy .....

Where do you get the Transamerica rates on paper?

I'll ask them about the Fex Quotes and if they have a trial I can use.