- 700
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AS for the question about deadline, hc.gov says this
December 15, 2015: Last day to enroll in or change plans for new coverage to start January 1, 2016
https://www.healthcare.gov/quick-guide/dates-and-deadlines/
I didn't ask this year, but based on the last 2 years, they mean midnight EST.
I've always done them midnight PST, and had no problems. I know several of my east coast companies have sent out emails saying midnight PST.