You have a lot more business then I do and the Humana Giveback Plan and UHC HMO-POS are big here. Not much, in the way of other companies, to really choose from here. Other options are higher copays.That's your opinion. Try moving 300 plans like I have to . 67 termed plans and 240 because the plan collapsed . Depends where you live . I'd say at least 1/2 of agents in board like me . Mine might be worse