Were the Doom and Gloomers right?

  • Busiest AEP ever, plans are blowing up!

    Votes: 3 18.8%
  • Yawn, just another AEP. boring!

    Votes: 13 81.3%

  • Total voters
    16
  • This poll will close: .
That’s what I was saying a month ago and some people laughed . Sure United didn’t term plans but they axed the $ dental from $1500 or $1000 to zero on existing plans nationwide . That’s big . They came up with competing plans with good dental but higher copays . Anyone who doesn’t think their book will be attacked is dreaming . Flipping those plans will be like taking candy from a baby . “ Mrs jones you got zero dental next yr . Don’t you need dental ? They say hell yes . I can get you $2 k . You’re still with awesome United . I’ve already got 5 referrals like that I’m flipping
Caveat not an agent.

The copays you are talking about, are they provider or Meds, or both?

Then, if one can get away from an emotional decision based on sore teeth (my teeth hurt right now and I am seeing the dentist later today :twitchy: so I definitely understand the emotional impact of dental coverage disappearing if you are in the MAPD world).

and just look at numbers,

what is the real cost trade off between loosing $1k in dental on one plan and having higher copays with another?

Does it wind up the same amount of cash spent for the plan holder?
 
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