policywunk
Guru
- 542
Mom got a call yesterday from a U.S. based TM (we think) they led with ' now that AEP is almost over & OEP has not started, we'd like to take advantage of the down time between and give you a free insurance consultation '
Legal ? They said insurance consultation, no mention of CMS or Medicare,,,,
Seems to me if who ever is behind the call is certified to sell MA or selling leads to agents who sell MA then it is non compliant solicitation unless we believe there is no ulterior motive here other than educational.This call may also be considered non compliant even if there was PTC because it seems like an attempt to market plans in the OEP which I understand is not allowed.