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Oh my god, John. I want to be very careful with this, because I honestly want to be as kind as possible. First of all, I obviously don't know Scott, I don't know Travis and I don't know you. Although, I do feel like I have a better understanding of you, now that I listened to your "interview" on their website. Without comment, I'm curious to know your honest opinion of that interview and it being on the website like that. I promise, NO attitude or mocking at all, do you think the presentation of that is very professional? Anyway, for a "real" IMO, speaking strictly from a professionalism standpoint, it might be helpful if they scrubbed the various pages of their site for typos and the phone didn't ring right to somebody's cell phone sounding voicemail. Regardless, it's about the contract levels. I get it. So, final expense is all they do, strictly final expense, right? And, you're super tight and buddies with the owners, maybe even a partner of theirs, recruiter, etc. and promoting them and their agency? Bottom line, the question I was asked was about the actual agency this thread is referencing and that agency, again, is not a final expense agency. Foresters isn't even listed on FEX's website as one of their carriers, but sure they may have them. It appears all their really promoting of Trans, as well as the other carriers on there, is all final expense. The question I was attempting to answer was about term and UL levels.
Ughhh... Final expense. Is there even a rank and file final expense producer walking around, literally walking around knocking on old folks doors, who's been in the business more than six months and not carrying a truck load of agent debt because of all of the replacing and other garbage that happens out there in that market? It's such a problem that apparently even FEX agrees with me, because they have a whole area of their site devoted towards cautioning against even taking a fairly normal 9 month advance, so the agent won't get themselves "saddled" with too much debt. No thanks. More power to you guys. That market's all yours. I'll sit in my warm, cozy home office and sell term and UL plans on the phone and have more cross-selling opportunities than a companion urn.
That's OK. You pompous ass phonies can look down on us lowly FE agents all you want. We will beat you to the bank.
I am not a partner with FEX. Nor a recruiter for FEX. They are my IMO. And I think they are the best FE IMO out there.
Are you a recruiter for lifetel?
You bust on FEX while promoting a churn and burn MLM organization that charges agents to give them below street contracts and won't release them once they wake up and smell the coffee.
As for the presentation, I don't if it meet the definition of professional to you nor do I care. I do know that it works. I've been fulltime FE for a little over 9 years and have written over $2 mil in ap. My persistency with my number company is over 90% so I'm not concerned about how you view it. Or any of your ilk.
You getting a better understanding now?