Lincoln Heritage

[Cornelius]

I'm not up on the specifics but the point is when making arrangements many people may not be thinking straight. So to me as far as funeral planning services they may have some merit.

To me which is just me a $15, $20, $25.000 funeral if finances going forward is questionable might seem kind of excessive. As far as funeral homes and payment I've never dealt directly with them but I'm going to do some research.

Pro or con LH or whatever company many people need coverage and at death arrangements need to be made. Emotions are high.

 

[TwiLight]

I'm not up on the specifics but the point is when making arrangements many people may not be thinking straight. So to me as far as funeral planning services they may have some merit.

To me which is just me a $15, $20, $25.000 funeral if finances going forward is questionable might seem kind of excessive. As far as funeral homes and payment I've never dealt directly with them but I'm going to do some research.

Pro or con LH or whatever company many people need coverage and at death arrangements need to be made. Emotions are high.

Surprisingly, Decisions like this are made in a clearer head than what you would like to imagine. After a year of burying my mother and 2 brothers and paying for 2 of them out of my pocket. I was surprised that I would clearly make the choices and still be able to negotiate services and costs. My grieving did not happen till a month or two later.... Going through the private papers, pictures, clothes.....That is what is hard..... A casket takes 5 minutes.

I actually found my local funeral home to be considerate, patient and not pushing for the most money they could get out of me, rather the opposite. They were looking at my budget and what we could do within it with many choices in service, days, casket and procession. I was able to bury my 2 brothers below my budget and cremate my mother within my budget.

The only cost that was not negotiable was the pickup and cold storage and Service cost for embalming, and 1 day's viewing.

I think you would be surprised. Get to know your local funeral home and costs associated with it.... As an FE agent is should be a priority.

 

[Canureallysale]

Some companies (not just in insurance) make the sales force part of the bottom line (selling leads, gold jackets, company bank or cu) The parent company feeds (for lack of a better term) on the sales force to help keep them afloat, LH is no different. No doubt it works for some folk, just as Primerica and others in this vast marketplace, work. Pick what fits you. Persons that may bad mouth (for whatever reason they have) a company is speaking with respect to the experience they had (I hope), just be careful of those speaking about what they heard rather than what they experienced.

To me and for me LH is no where near the type of company I want to stake my rep on, by presenting something to a prospect or existing customer that they can get elsewhere for less. LH pays agents fast, that's the bait used to attract agents with less experience. As was stated it's just harder to sale a higher priced product with very little value.

When you sit with a prospect you may only have 1 shot to make a sale, don't waste time on products that when given what you know going in you would not buy, yourself. Trust is built or lost at that meeting so go with your best stuff.

Being here you can get a lot of useful stuff but I have found a lot of BIG I, little u, egos. "Oh, I been doing this xx years, so I know the right way..." egos. A lot of us starting out came here for information and real help. This business can be a bear, but some real help and mentorship would be helpful. Each one, teach one and keep the fine tradition of person to person sales alive. Or we'll all be subject to automated check out, and pumping our own gas, systems are on the way (already here) that will replace the salesman, and if we don't help each other be better, were next to be replaced. (climbing down off my soap box and back to my corner now.)

 

[lynmark1]

Re: Lincoln Heritage bad first contact

I was approached by a LH rep from south Florida that would not send me any information on the product so I could perform my due diligence on the final expense products. He sent me a marketing piece and the conversation was very one sided and all he was saying was he made $500,000 last year and that I was a looser. (BTW I am a retired SVP for one of the nations largest FMO)He obviously failed to connect with me and I would not buy his sizzle. I did contact LH home office to warn them of his rudeness and to have another regional director call me. The home office would not give the name of any RD and said I would have to wait for the system to save my information and them I would be assigned a new contact person. Does anyone in this forum know anyone from LH in SoFla I can call?

 

[rousemark]

Re: Lincoln Heritage bad first contact

I was approached by a LH rep from south Florida that would not send me any information on the product so I could perform my due diligence on the final expense products. He sent me a marketing piece and the conversation was very one sided and all he was saying was he made $500,000 last year and that I was a looser. (BTW I am a retired SVP for one of the nations largest FMO)He obviously failed to connect with me and I would not buy his sizzle. I did contact LH home office to warn them of his rudeness and to have another regional director call me. The home office would not give the name of any RD and said I would have to wait for the system to save my information and them I would be assigned a new contact person. Does anyone in this forum know anyone from LH in SoFla I can call?

Why would you want to call them?.. You have just experience the company norm, from the home office down.

 

[ttwriter]

What does everyone know about Lincoln Heritage Life Insurance? I am hearing that if one becomes appointed with them, and uses the lead system they have, you MUST buy 30 leads per week at $20 dollars a pop? Can anyone verify this? You are looking at $2400-2500 on just leads every month!

The leads vary. And their is no set amount requirement and they are 28.00 mail ins and 34.00 tv leads

 

[PittAgent]

I was approached by a LH rep from south Florida that would not send me any information on the product so I could perform my due diligence on the final expense products. He sent me a marketing piece and the conversation was very one sided and all he was saying was he made $500,000 last year and that I was a looser. (BTW I am a retired SVP for one of the nations largest FMO)He obviously failed to connect with me and I would not buy his sizzle. I did contact LH home office to warn them of his rudeness and to have another regional director call me. The home office would not give the name of any RD and said I would have to wait for the system to save my information and them I would be assigned a new contact person. Does anyone in this forum know anyone from LH in SoFla I can call?

Did his name happen to be Patrick Paul?

 

[noah]

Did his name happen to be Patrick Paul?

I was recruited last year by a guy named Jason in Tampa.
His number is 813-335-0424.
Give him a try,he'll start you at 70% .
Lol !

 

[JoshC]

I was recruited last year by a guy named Jason in Tampa.
His number is 813-335-0424.
Give him a try,he'll start you at 70% .
Lol !

From what I read, that makes Jason a helluva bidnessman.

 

[lynmark1]

Neil (something) he could barely speak