Lincoln Heritage

[TIGIJ]

I work for Lincoln Heritage, but not in the final expense arena, I sell pre-need for a funeral home. I don't pay a dime for the leads and they set my appointments for me. Is the premium high? Yes, because they aren't paying for the policy until they are 95 years old. It's a set period of time, 3, 5, 10 and 20 years, so ultimately the premium IS higher. Gimicky? Don't know what that means. They are the most user friendly insurance company I have ever worked with!

you are with a funeral home. That is a different division of Lincoln H. You will never get the life leads. You will only get funeral home pre need leads.

 

[jdeasy]

you are with a funeral home. That is a different division of Lincoln H. You will never get the life leads. You will only get funeral home pre need leads.

You do realize that post was made back in 2008 before LH was run out of the preneed business?

 

[pcbinsurance]

Prices may seem larger than they appear from your rear view mirror as you are driving away from that "opportunity".

 

[jwm009]

Wow. Just got off contract with them and t.v. leads were $33 and Direct Mail was rarely bought because you had to buy like $500 at a time.

 

[singerman]

I have recent experience with Lincoln heritage in Ca. Thought I would take some mail leads to try them. They said to expect 20 then sent me a total of 50 over a period of several weeks. In attempting to contact some of them I mailed a letter to them. The post office returned the letters on 5 saying unknown at that address and one was deceased in 2012.

Lincoln will not issue any credit for those, take back the overage and say the deceased must be a mistake. Needless to say I think their primary business is selling names and addresses.

 

[Agentguy5]

I have recent experience with Lincoln heritage in Ca. Thought I would take some mail leads to try them. They said to expect 20 then sent me a total of 50 over a period of several weeks. In attempting to contact some of them I mailed a letter to them. The post office returned the letters on 5 saying unknown at that address and one was deceased in 2012.

Lincoln will not issue any credit for those, take back the overage and say the deceased must be a mistake. Needless to say I think their primary business is selling names and addresses.

Who taught you to mail a letter to them?

Did you pay $34 for these leads? If so, you were charged for NEW leads.

How much did you pay for each lead?

 

[John Galt]

I have recent experience with Lincoln heritage in Ca. Thought I would take some mail leads to try them. They said to expect 20 then sent me a total of 50 over a period of several weeks. In attempting to contact some of them I mailed a letter to them. The post office returned the letters on 5 saying unknown at that address and one was deceased in 2012.

Lincoln will not issue any credit for those, take back the overage and say the deceased must be a mistake. Needless to say I think their primary business is selling names and addresses.

Thats bad mojo right there. Ive never mailed a pre-approach letter, but we have mailed "no contact" letters to the "untouchable leads". Works pretty good.

Sounds like you are getting the mushroom treatment....thats a quote by JD.

 

[singerman]

Who taught you to mail a letter to them?

Did you pay $34 for these leads? If so, you were charged for NEW leads.

How much did you pay for each lead?

I mailed letters because after going to 8-10 homes with only one unemployed person home and leaving the suggested missed delivery notice(which I was uncomfortable with. I think it is misleading) with no response I thought a letter which reaffirmed the offer they supposedly had replied to would possibly stimulate some activity.
I paid $39 per lead so I had estimated approximately $1000 budget to try their program.

Since I produced zero sales they immediately terminate your contract and demand payment for all the leads, even the deceased and unknown ones plus several that were outside the zipcode requested.

 

[Newby]

Just chalk that up to your education. Could have been even worse. Any agent who signed up with LH probably
1. didn't even bother to google their name.
2. Definitely didn't compare rates to their competitors
3. Didn't go in with their eyes open. The information about what they do to new agents who buy leads from them is all over this forum.

You lay down with snakes, you will get bit.

But now you are smarter and will do more research next time so it was not all a waste.

 

[bboman23]

I mailed letters because after going to 8-10 homes with only one unemployed person home and leaving the suggested missed delivery notice(which I was uncomfortable with. I think it is misleading) with no response I thought a letter which reaffirmed the offer they supposedly had replied to would possibly stimulate some activity.
I paid $39 per lead so I had estimated approximately $1000 budget to try their program.

Since I produced zero sales they immediately terminate your contract and demand payment for all the leads, even the deceased and unknown ones plus several that were outside the zipcode requested.

Honestly you either need to find another job or get with someone that'll train you a lot. So many things you talk about doing or worrying about should not matter at all.