Question About Coinsurance

[bobson]

Blue Cross unleashed some of those plans this year without a stop loss in many states.

I wouldn't write one those plans for anyone, in fact, I don't present them as an option. They'll have to buy them from some other asshole.

I had a $132K claim for one client in '08, with a stop loss of $2k. Just think, if there'd been no stop loss on 80/20. There would have been a convenient memory loss to match.

I'd much rather pay $26400 than $132,000 though....

 

[bill3173]

I'd much rather pay $26400 than $132,000 though....

No doubt that you would until you had to pay it, then you'd forget all about the ad infinitum stop loss I cautioned you about, and if I were your agent, I'd be the worst person in the world.

I could hear it now, "if it weren't for him, I'd still have my wife, car, dog" I'm gon kill that sob"

 

[LGilmore]

"I could hear it now, "if it weren't for him, I'd still have my wife, car, dog" I'm gon kill that sob"

Or worse yet, a call from his lawyer asking you "why you never told him about it?"

 

[somarco]

$132K claim for one client in '08, with a stop loss of $2k.

$132k par works out to a lot more when you are looking at non-par providers.

And yes, memory loss is both frequent and convenient when there are no stop loss limits, in or out of network.

So just where is that PPL guy any way?