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You can also use a form letter, make some small changes for each individual person, and then sign it at a slight angle so that it seems original
I still think a wet signature is best. At least I'm more comfortable with one. That is the first thing I look at when I receive a letter.
PS Thanks for the explanation of what you do. I had really never thought of it in terms of life insurance. That may be a great opportunity for us who work in the senior market to look into. I'm sure I must have clients who have large life policies that they really don't need anymore.