- 19,650
They do have that. So score them one point.
Securus Solutions
- Thread starter rousemark
- Start date
They do have that. So score them one point.
- 5,306
There's one lady at AmAm in agent services who is SO condescending...
- 19,650
- 296
They do have one thing going for them - they take monthly money orders for premium! Got to keep them in your back pocket for those! 
- 7,012
They do have one thing going for them - they take monthly money orders for premium! Got to keep them in your back pocket for those!
Doesn't settlers do that at much better rates?
I thought the reason to keep them was for their ROP product. If they can get past the first 3 questions, it's cheaper than GI and they don't lower commissions for their graded/ROP plans. But don't quote me on that.
Yes, that is one more point for them.
- 19,650
What GI plan is AmAm cheaper than? I just saw a quote for a 65 year old female non smoker $10,000 face for $75/mo. MoO is $51/mo. Still would be $51 if she was a smoker where it would be even higher with AmAm.
And AmAm's is a 3 year wait if under age 65. How is that a reason to have them?
- 897
AmAm does this for only a select few groups. Meaning, naming their "basic plan" a "special" name. Some groups lower comp on ROP. Some don't. The product and rates may be the same but what makes the difference is the policy fee. The policy fee is different for different groups.
That's what you need to look at.
- 7,012
I don't know what any of that means???
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Hmmm good point and Vantis is only $54.07. Ok so I guess the only reason is if you want more commission at the expense of the client.
Oh, and the $1000 free AD&D policy.
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- 897
I don't know what any of that means???
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Hmmm good point and Vantis is only $54.07. Ok so I guess the only reason is if you want more commission at the expense of the client.
Oh, and the $1000 free AD&D policy.
I'll explain it better next time we talk. Basically...it's just a marketing program geared toward Secures. Like EFES has the exact same plan with them but they call it Platinum Choice. Others also have the exact same plan but its called Golden Solutions.
The only difference is this. Some of the groups raise the policy fee...and get commission off the policy fee but the agent does not. And, some lower the comp on graded and ROP when others do not. Like pioneer does not lower the comp on ROP but the rates are a bit higher because the policy fee is higher than normal.
Ok...so I just explained what I was going to to you on the phone. Lol
