Hey.. when you are retarded ... I mean retired.. (translation "old") you can spend time doing whatever you want.... As for picking on you, I wonder the same about you picking on me... However, you make such a good target.. .. You will have to admit, I have never said anything bad about you.. We just disagree on the value of the Legacy Assurance..In fact, I don't think I have ever even criticized you, just SL's commission schedule. Would you mind answering the question, "Were both Powells with LH? "I've never made a million dollars in a year. Rouse why are you always picking at me? Don't you have anything better to do than spend 8+ hours per day up here?