Sorry, but the World is Not coming to an End

This really doesn’t tell much. There isn’t a premium, we don’t have a formulary nor what tier a medicine is. Looks like just a structure for now. The positive is that the lower tiers aren’t subject to a deductible. People love seeing a set price for their meds verses the unknown price.
 
It would be nice if people on this forum can say nice things to each other. This forum is about supporting agents. up to us how to respond to agents that truly are looking for support and guidance and not be fast at criticizing. It’s no fun! Now more than ever, we need guidance not criticism. Let’s be respectful and welcome all new agents. All agents have different experiences but that doesn’t make it wrong. Everyone deserves to learn the industry
 
It would be nice if people on this forum can say nice things to each other. This forum is about supporting agents. up to us how to respond to agents that truly are looking for support and guidance and not be fast at criticizing. It’s no fun! Now more than ever, we need guidance not criticism. Let’s be respectful and welcome all new agents. All agents have different experiences but that doesn’t make it wrong. Everyone deserves to learn the industry
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This really doesn’t tell much. There isn’t a premium, we don’t have a formulary nor what tier a medicine is. Looks like just a structure for now. The positive is that the lower tiers aren’t subject to a deductible. People love seeing a set price for their meds verses the unknown price.
no premiums or formulary shown, but the info provided is promising.

WC VS has $0 copay on Tier 1, and no deductible for Tier 1 and 2.

Especially on the MAPD side in Florida. Still showing $0 premium plans with Part B givebacks, and $0 copay for PCP

How you not seeing encouraging stuff here?
 
The drama with this year will show up when we see the very small formulary, drugs went fro about 8k approved through cms down to 2k drugs, lots of customers are going to be in trouble.
I am hedging that dental goes up to 3k
 
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