P.S. Would love to know others' take on a good final expense company without the FCGS (since LH is kinda pricey). Who are you using? What policy? Is there a good alternative for those who don't need the FCGS that would be cheaper but still w/ a good co.? I think this request somewhat mirrors the original poster's request (I hope). Thanks!
I would check out baltimore life thru senior market sales -- call pat sheridan.. hes a great rep -- he can tell you all about the policies and such.
i was with lincoln heritage and they are pricey.. i found that bl is about 10 bucks cheaper a month...
Mary