TransAmerica Update

Anyone done an app yet? Word on the street is you have to have the beneficiary's social to finish the app.
 
It means its worthless then. I'd say unless its the spouse sitting there you can rarely get the ss # . It means you'll have to call the client back at a later date to get it. Chances are they'll forget or won't answer the phone. Gives them time to back out. What about the paper app? Need ss #?
 
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