UHL - Level Comp to 80. Is it worth it?

What else is there we should add when considering this carrier?

They are easy, IMohsoHO, to write by phone.
They have a ROPTerm that spanks many FE plans for younger, <60, FE sales.

They can be anal about signatures in community property states. Where you have a child owning a policy on a married parent.
 
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