Who is Best?

This efes stuff is starting to become hilarious. The reason you wouldn't write their leads with your own wholesale number is because you would be for 1, paying over $30 per lead (what you're lead cost goes to if you don't write on their lead program which start at $25 btw) and 2, you'd be choosing to write it with a level that's still less than you can find elsewhere.

Honestly I hate to be such an efes basher, but until they give me a release (which they are refusing to do for no reason whatsoever) I am going to show what they are which is a very marginal IMO using this forum to recruit agents who believe what they read

No one cares if you bash EFES here. But, at least do it with the truth.

You would not pay any more for the lead no matter where you put the business.

Nor do I believe they use this forum to recruit. What agent from this forum would they want?

Yes, the release thing sucks. But, they never told you they would give you a release.
 
Now this is truly hilarious. Who are you trying to convince, me or the newbies that might see this?

If what you just said are "facts" I think I know how you write so much business: you lie and simply don't even know it.

Its like when George Costanza beat the lie detector, "its not a lie if you believe it". I am giving you the benefit of the doubt here otherwise you're just plain stupid.
 
Now this is truly hilarious. Who are you trying to convince, me or the newbies that might see this?

If what you just said are "facts" I think I know how you write so much business: you lie and simply don't even know it.

Its like when George Costanza beat the lie detector, "its not a lie if you believe it". I am giving you the benefit of the doubt here otherwise you're just plain stupid.

You better tread careful there is you are going to call me a liar. Just what is it that you claim I'm not being honest about?

I pay $11 per lead. I would pay $11 for that lead no matter where I put the business. And I have put business elsewhere on an EFES and I still paid $11 for the lead.

I'm not convinced of anything but the truth and the facts. You are pissed about the realse and just making up stuff to bash EFES.

I agree with you about the release. They should release you and anyone else. But, if I left EFES and they wouldn't release me, big friggin deal!!

I would just write Settlers Life, 5 Star and others until the time was up. I sure as hell would sit around and cry about it.
 
The agents are not respnsible for MIPPA. That was the debil's, {humana's}, doing. They tried to blame the agents. Seems they succeeded with at least one person.

I'm sure the agents lying and forging apps had nothing to do with it.
 
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You better tread careful there is you are going to call me a liar. Just what is it that you claim I'm not being honest about?

I pay $11 per lead. I would pay $11 for that lead no matter where I put the business. And I have put business elsewhere on an EFES and I still paid $11 for the lead.

I'm not convinced of anything but the truth and the facts. You are pissed about the realse and just making up stuff to bash EFES.

I find that funny how you say you only care about truth and facts and then immediately throw your opinion in there right after. Makes you look kind of dumb. I wonder what your motive is for that?

I agree with you about the release. They should release you and anyone else. But, if I left EFES and they wouldn't release me, big friggin deal!!

I would just write Settlers Life, 5 Star and others until the time was up. I sure as hell would sit around and cry about it.

You are very manipulating. I would give you credit for that if i thought it was a good thing.
 
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If you write wholesale numbers, 34 bucks a lead really isn't bad. If you figure you drop 1000 piece mailer for 375, then to get to 34 dollars a lead you would need a return of over 1 percent... possible someplaces, not in others. Also, you know your cost per lead every week and there is no varience, which can't be discounted.
Even though I still haven't written a single app, I agree with JD that releases seem to be overrated. There are a ton of carriers; as long as you don't have to many tied up with EFES or whatever IMO you should be fine.

HOWEVER, I was straight up lied to by the first recruiter I spoke to at Equita about releases (not Scott, who was the last recruiter I spoke with). The recruiter said he never denied a release to anybody who asked him for it as long as they didn't owe him money. I found out later that he had no power to grant a release or not. Travis told me honestly that he would not grant me a release because he would be putting effort into training me, and I respect that; but what if I listened to that first recruiter without trying to confirm? I would have no recourse.
Bottom line is, recruiters in any sales field can be very dirty... do your due diligence.
 
The release thing all the way around with whomever is really screwy. You have FMOs and IMOs and all kinds of other Os who will tell you they will give you a release but what they don't tell you is that their upline might not give you one. Then you have uplines that will but downlines that won't. It goes way beyond EFES.

I found out that releases are made to be a bigger deal than they really are. There are many carriers to go out and write.

I haven't been able to write my favorite annuity carrier for almost a year now because I have to wait one year of writing no business with them so my business went elsewhere. In 30 more days I can re-contract so I'm not giving up 2.5% commission anymore.
 
I'm sure the agents lying and forging apps had nothing to do with it.

I sure that had nothing to do with it either. It was all pushed by the debil.
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You are very manipulating. I would give you credit for that if i thought it was a good thing.


It is very obvious why you can't make it in FE. And, it's not my fault at all. You can try and blame others, but you just can't hide from the truth.
 
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No one cares if you bash EFES here. But, at least do it with the truth.

I love this, hiding behind the truth when you are seemingly unable to deal with facts but try to spin and manipulate the facts to serve yourself.

You would not pay any more for the lead no matter where you put the business.

If you write the business with your wholesale writting number, it does not count for your PPL. Therfore your PPL goes up to $34. Theres your first lie in this post.

Nor do I believe they use this forum to recruit. What agent from this forum would they want?

Haha now this is truly funny. How is that almost every thread turns into something about efes? Op and guess whos in there? JDeasy again, singing efes' praises with out fail! its ok man, you can tell me... are you just dumb? Oh i get it, eventhough you work for efes and am constantly telling everyone how wonderful they are, and painting such a rosie picture, and refuse to ever say anything bad about them, they are just perfect in every way, you arent "technically" recruiting. OH ok, i get it now. Thats very manipulative of you. And actually, you get to 'not recruit' more than anyone this way. I wonder how many people have been 'no recruited' to efes because of this. I wonder why you never say anything bad about them, Oh I guess its just because they are perfect right? hahah thats funny.


Yes, the release thing sucks. But, they never told you they would give you a release.

Yes, you are right. that does suck. AGENT WARNING: you MUST pre negotiate a release. You must also negotiate a leads deal -- according to JD. Sound shady?? OH nevermind, join efes they are the greatest!!! You can make up your own mind whether or not you really believe efes will do whats in YOUR best interest.

Ok JDeezle. I dont want to waste my time being a keyboard warrior. So lets meet in the middle. From now on, everything JDeasy says is unbelievably, extraordinarily biased for efes in every single way, which is his choice. He will be backed up by a bunch of efes people and people hes become friends with on this forum (which is totally cool with me, do whatever you want to do). But you will have to do your own investigation whether or not you are dealing with truth (not what youll get from JD) and facts and what you are being led to believe. Ok man, i dont want to keep doing this, but I have an abundance of ammo because i have the truth on my side and NO AGENDA. you cannot say the same, obviously. so lets see you just try to make me look bad with little kid insults haha.Oh wait, youre a facts kinda guy HAHAHAHA
 
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Ok JDeezle. I dont want to waste my time being a keyboard warrior. So lets meet in the middle. From now on, everything JDeasy says is unbelievably, extraordinarily biased for efes in every single way, which is his choice. He will be backed up by a bunch of efes people and people hes become friends with on this forum (which is totally cool with me, do whatever you want to do). But you will have to do your own investigation whether or not you are dealing with truth (not what youll get from JD) and facts and what you are being led to believe. Ok man, i dont want to keep doing this, but I have an abundance of ammo because i have the truth on my side and NO AGENDA. you cannot say the same, obviously. so lets see you just try to make me look bad with little kid insults haha.Oh wait, youre a facts kinda guy HAHAHAHA

You do not have the truth. You are a liar. I have already challenged you back up your claims.

You can't do that because they are made up. You can't find anything, anywhere that I have misrepresented about EFES. I can find many things that you have lied about just today. I shouldn't say lied because you may actually believe some of your nonsense.

Attacking me will not change your situation. You just look more ad more like a loser.
 
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