Americo or Baltimore Life for Final Expense

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Thinking about adding another tool to the tool box. If you had to pick one, would it be Baltimore or Americo? Why? Thanks for your feedback
 
Americo does not require a telephone verification. Might save a case or two where an applicant wants to brag about all their illnesses.

As far as more competitive, Americo is at the lower end of the price scale (that I've seen) but there are less expensive. I have not seen many carriers beat Oxford.

Rick
 
Thinking about adding another tool to the tool box. If you had to pick one, would it be Baltimore or Americo? Why? Thanks for your feedback

Americo has a guaranteed issue version built right into the same app. That's a plus sometimes.
 
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