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Clients never give me the wrong date for a draft. In fact, they call me when they don't see the draft take place or they know there is going to be a NSF.
Customers may, and suspects usually do. Clients never do.
If someone is purposely trying to give you the wrong draft date, it is likely they really don't want to do business with you, but are incapable of saying no.
Respect intended. Are u a car insurance salesmen on the final expense forum?