Asurea

They don't do lead financing. I told them I wanted so many leads per week and that's what they deduct immediately from your account, and then as the leads come in they deduct the cost from that amount until it's exhausted and then they pull the same amount from your account.

They do focus on seniors, my leads are FE. I was with another broker who contracted his agents through Asurea and I am at 80% with them. He has now disappeared and I'm looking at being directly associated with Asurea, but there are legal issues going on.

Does anyone know what % EFES contracts at? I know their leads are less expensive.
 
If you take a look at their web page, final expense is just a portion of what they do. For a shop that provides leads they offer higher than usual commissions, but a limited product line when compared to some of the other IMO's who focus on senior products.
 
why would you worry about how many different lines they offer when you can run your fe with them and pick up your other lines elsewhere?
 
they have designed "programs" in FE, Mortgage, Annuities, and now Med Supps, besides the regular UL and other life flavors. They have a captive and a flexible independent broker side
 
I'm curious about their program. My current company is having major problems and I need a company that has solid leads as I build my own lead sources. Are they an in person style system or are they over the phone sales? Do they sell fully underwritten term? Thanks for your input?
 
I am familiar with them... They don't have MP leads so don't listen to them if they say they do... Their FE lead is good but there are better deals out there... You can sell underwritten term or simplified, they have lots of carriers. You will be going to peoples homes to sell.
 
I've been an independent with Asurea for a couple of years, and for the most part, they're pretty easy to work with. Although I like their leads, I don't know if they're any better than any others who use the same demographics in their mailings. They all seem to profess to pretty much use the same age, and income criterion, so why the discrepancy in results? The way the cards are worded? If I get 10 leads, in my mind, it shouldn't matter which mailing company they come from.
 
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