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This past AEP, I met "Dolly" a widow, who has CHAMPVA and had a PDP with a $320 ded. and quiet a few Rx's... just over limits for LIS. I remember comparing plans for the better MAPD for her Rx's and helped her enroll in HS's MAPD. She has just called and said she was told by CHAPVA to keep her Medicare and "they" will be secondary. I have talked to HS local Manager who confirmed HS will coordinate with CHAMPVA with a good Rx coverage. I told her we will meet 1-3-2012 and do what ever she chooses, but in my mind because all of her Dr's. are contracted and no cost for the MAPD she has a good plan for her circumstances. Has anyone else had any experience or thoughts on this? I know many of you dont like MAPD's but in my mind this is her best option for her budget.
Thanks in advance.
Thanks in advance.